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The Human Interest Learning Center
Retirement planning doesn't need to be difficult. The Human Interest Learning Center can help employers and employees navigate the world of investing, retirement, and 401(k)s.
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For employees
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Should I contribute to my 401(k) even if there's no match?
Since nearly 80% of U.S. full-time workers have access to an employer-sponsored retirement savings plan, chances are that you’ll eventually be eligible to enroll in a 401(k) from your employer. The more employees your company has on payroll, the higher your chances of access to a 401(k).
Retirement Glossary
Don't speak the language of 401(k)? Most people don't. We've put together a glossary of frequently used terms.
For employers
What does a safe harbor 401(k) cost?
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Every year, 401(k) plans undergo IRS compliance testing. Failing compliance testing isn't uncommon but a safe harbor plan can help you automatically pass several of the key compliance tests that are required by the IRS. A safe harbor team requires that the employer provide a match or other type of contribution.
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