The Human Interest Learning Center

Retirement planning doesn't need to be difficult. The Human Interest Learning Center can help employers and employees navigate the world of investing, retirement, and 401(k)s.

For employees

Should I contribute to my 401(k) even if there's no match?
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Should I contribute to my 401(k) even if there's no match?

Since nearly 80% of U.S. full-time workers have access to an employer-sponsored retirement savings plan, chances are that  you’ll eventually be eligible to enroll in a 401(k) from your employer. The more employees your company has on payroll, the higher your chances of access to a 401(k).

Retirement Glossary

Don't speak the language of 401(k)? Most people don't. We've put together a glossary of frequently used terms.

For employers

What does a safe harbor 401(k) cost?

What does a safe harbor 401(k) cost?

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Every year, 401(k) plans undergo IRS compliance testing. Failing compliance testing isn't uncommon but a safe harbor plan can help you automatically pass several of the key compliance tests that are required by the IRS. A safe harbor team requires that the employer provide a match or other type of contribution.

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