Rippling 401(k) Payroll Integration

Power your 401(k) with Rippling.

See why we have the highest G2 Satisfaction Score in 401(k).¹ Get started in just a few minutes.

G2’s “Highest Rated 401(k) Software” list ranking as of 7/24/26. Ratings are based on the product’s satisfaction score, which is calculated by a proprietary algorithm that factors in real-user satisfaction ratings from review data. Of the 23 listed 401(k) software products, six products qualified. Human Interest’s overall G2 score is 4.3 out of 5, as of 7/24/26. Ratings fluctuate in real-time. Solicited clients for reviews in exchange for de-minimis non-cash compensation. Solicitation and non-cash compensation make a customer more likely to portray Human Interest favorably. Testimonials may not be representative of the experience of others and past success does not guarantee future results. Previously, Human Interest offered gift cards as an incentive for customers to complete reviews. A higher value was offered for non-anonymous testimonials. Read our full disclosures here.

What sets us apart

Thousands of Rippling customers choose Human Interest

Customize at no extra cost: Choosing the right 401(k) plan and investment options shouldn’t require an upgrade. Fully customize your 401(k), and change it anytime you’d like, at no additional cost.
Clear, upfront pricing for both employers and employees: Human Interest eliminated 30+ transaction fees⁴ typically charged by 401(k) providers. Plus, Human Interest Advisors' model portfolios are built with low-cost funds across a wide range of asset classes.²
Award-winning customer service: When you or your employees need support, we have 250+ US-based specialists standing by—over 2x as many as other providers in Rippling’s marketplace.

Automate admin work

We sync employee data, process contributions, and sign important IRS forms for you.³

Maximize employees savings

Help your employees save more for retirement with zero transaction fees⁴ and fully transparent pricing.

Delight your employees

Sign up to start saving in minutes. Both first-time savers and experienced investors get built-in advice and education.

Get started

Human Interest was easy to set up. It has been easy to manage as we add new employees, and I love the low/no-fee approach. I also love that they gave our employees investment options that are ultra-low-fee. Overall, it's a great product.

Jason Mollner

Managing Partner, Probity Tax Recovery

Human Interest solicited clients for testimonials. Active solicitation may make a client more likely to portray Human Interest favorably. Testimonials are unique to an individual, may not be representative of the experience of others, and past success does not guarantee future results. Read our full disclosures here.

Launch your retirement plan in minutes

Create a profile

Create an account to streamline employee management and payroll deductions

Select a match level

Choose from expertly crafted plan design options to support your business goals

Select a service level

Choose from three options, each with transparent pricing and flexibility

Review plan documents

Review your 401(k) details and sign electronically

Connect your bank

Securely & quickly connect your bank to automate contributions every payroll cycle

Get excited for enrollment day

We'll notify employees about enrollment and help them learn about saving for retirement

Start a 401(k) in a few steps

Get started

Award-winning 401(k) provider

J.D. Power 2025 Certified Customer Service - Phone badge

These recognitions are not indicative of Human Interest’s future performance. Read our full disclosures here: www.humaninterest.com/disclosures/.

Rippling payroll integration FAQs

How does Human Interest’s integration with Rippling’s payroll work?

Human Interest’s integration with Rippling offers a seamless, automatic payroll integration that simplifies 401(k) deferrals directly from employees' paychecks. This robust integration automatically populates employee data for quick onboarding, determines employee eligibility, ensures precise information transfer, and reduces administrative time at setup and beyond.

The Human Interest integration with Rippling continually updates contribution rates and employee information, keeping records current. Employers will spend less time on manual recordkeeping and more time on taking care of their employees.

Is the integration easy to set up and maintain?

How much does the integration cost?

Will changing my payroll to or from Rippling affect my Human Interest 401(k) integration?

How will Human Interest’s integration with Rippling’s payroll impact my employees?

With the Rippling payroll integration, the retirement savings process becomes more straightforward for employees. It automates contributions, enabling painless paycheck deductions. Your employees can monitor their 401(k) balances, modify contribution rates, and adjust investment preferences at any time through their Human Interest account.

We also provide a suite of educational resources, including articles, webinars, and access to dedicated support specialists to assist employees on their retirement journey.