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Content designed to educate employers on starting and running your 401(k) plans and more.

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Helping employers manage their retirement benefits

Retirement benefits to support your workforce

Providing comprehensive retirement benefits is crucial for supporting your workforce and increasing job satisfaction and loyalty. Our resources cover how to design and implement effective retirement plans that meet the needs of your employees. Learn about 401(k) employer matches, profit-sharing plans, and extending benefits to interns and part-time employees to create a more inclusive and supportive work environment.

Optimizing 401(k) plan features

Optimizing the features of your 401(k) plan can enhance employee participation and overall plan effectiveness. Our resources offer strategies to maximize the benefits of safe harbor plans, breakdown the cost of a 401(k), and offer various plan design options and responsibilities - ensuring your retirement plans are robust and attractive.

Ensuring your plan remains in compliance

Staying compliant with regulatory requirements is essential to managing a successful retirement plan. Our resources help you navigate 401(k) compliance and administration, including nondiscrimination testing, IRS audit preparation, and understanding the roles of fiduciaries and third-party administrators to maintain compliant and well-managed plans.

Resources for informed decision-making

Use our calculators and guides to help make informed decisions about starting, converting, or managing a 401(k) or 403(b) plan. Use our webinars and guides to stay up-to-date on the latest news and industry trends across retirement legislation, state mandates, and more.

Disclosures

Investment Advisory services are provided through Human Interest Advisors LLC (HIA) to plans that select HIA as the investment adviser. HIA is a Registered Investment Adviser and subsidiary of Human Interest Inc. For such plans, a monthly investment advisory fee is paid to Human Interest Advisors (HIA) of 0.01% of plan assets when HIA acts as a 3(38) fiduciary, or 0.018% when acting as a 3(21) fiduciary. A separate fee for recordkeeping services and custody-related expenses is paid to Human Interest Inc. (HII) of 0.05% of plan assets. Asset-based fees are deducted monthly from the employee's account according to the HII Terms of Service and HIA Terms of Service. All prices are exclusive of applicable taxes. If the plan sponsor elects to hire an external investment advisor, the plan sponsor will pay such advisor as agreed between the plan sponsor and advisor. For more information, please see our pricing page.

As of 12/31/2025, figure represents the weighted average of monthly fund net expenses (“expense ratio”) for participants in new 401(k) plans launched after 8/4/25 and invested in Human Interest Advisors’ Model Portfolios (“Models”). The weighted average monthly expense ratio for participants invested in Models within 403(b) plans ranges from 0.005-0.006%. Provided for illustrative purposes only. Actual, average fund expenses a participant experiences vary based on the specific Model selected, allocation changes to Models, whether participants opt out of Models and choose their own investments and allocations, or allocation drift, especially in volatile markets. Model allocations and underlying fund expenses are subject to change. Before investing, carefully review the fund’s prospectus, factsheet, and/or participant fee disclosure, which includes, among other things, a description of fees and expenses a fund will charge.