401(k) solution for financial advisors
Grow your retirement plan business.
Say goodbye to drawn-out sales cycles, clunky platforms, and manual work with a simple, fully bundled 401(k) & 403(b) retirement partner.
Why Financial Advisors partner with Human Interest
As a partner, you’ll get access to:
Expedited onboarding process
Leverage the expertise of the onboarding team to draft a plan design that meets your client’s objectives.
Dedicated relationship manager
The Concierge plan gives you access to a dedicated account manager that provides a high-touch service experience.
Fiduciary coverage
Human Interest reduces fiduciary liability by serving as a 3(16) Fiduciary Services Provider as well as offering select 3(38) and 3(21) services.
Custom plan design
Customize plan design via our open-architecture menu and tailor it to your business and plan goals.
Admin experience
Integration with 500+ payroll providers1 can help reduce administrative burden and ensure employee contributions are seamlessly applied to payroll.
Local wholesaler
Access a dedicated local wholesaler who can answer ongoing questions and provide retirement planning or state mandate resources for you and your clients.
New
Transform your practice with PartnerConnect™
Built with advisors, for advisors. Streamline plan management through a single digital platform and expand your client base with PartnerConnect.
One view across your entire book of business
Simplified fund management with a user-friendly interface
Target and engage participants for new educational opportunities
Why 40,000+ companies choose Human Interest as their 401(k) provider2
Human Interest makes it easy and affordable to save for retirement.
Employee experience
Simple onboarding process, easy to navigate platform and on-demand access to Learning Center for on going retirement education.
Completed solution with added protection6
360 degree monitoring alerts, select 3(16) Fiduciary Services and added insurance for your plan.
Transparent pricing
Clear, upfront pricing for employers an employees with zero transaction fees, and access to low-cost funds.
Resources for financial advisors
State mandate hub
Many states have passed legislation mandating retirement benefits. What’s required in yours? Here's the latest on state-sponsored plans.
Understanding ERISA fidelity bonds
Complete and Concierge-level clients are protected by fidelity bonds procured by Human Interest.
Complimentary benchmarking
Benchmarking current plans helps companies evaluate how their current plan stacks up against other plans.
Transparent pricing
We offer bundled, small-plan 401(k), 403(b) solutions at a low cost with zero transaction fees.*
Monthly pricing starting at only:
base fee
per eligible employee
Investment Advisory services are provided through Human Interest Advisors LLC (HIA) to plans that select HIA as the investment adviser. HIA is a Registered Investment Adviser and subsidiary of Human Interest Inc. For such plans, a monthly investment advisory fee is paid to Human Interest Advisors (HIA) of 0.01% of plan assets when HIA acts as a 3(38) fiduciary, or 0.018% when acting as a 3(21) fiduciary. A separate fee for recordkeeping services and custody-related expenses is paid to Human Interest Inc. (HII) of 0.05% of plan assets. Asset-based fees are deducted monthly from the employee's account according to the HII Terms of Service and HIA Terms of Service. All prices are exclusive of applicable taxes. If the plan sponsor elects to hire an external investment advisor, the plan sponsor will pay such advisor as agreed between the plan sponsor and advisor. For more information, please see our pricing page.
* Applies to all transaction types. For non-rollover distributions, shipping and handling fees may apply to requests for check issuance and delivery.
Want to learn more about partnering with Human Interest?
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