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Reimagining the definition of retirement: Meet Pretirement

In 2022, a 401(k) was the most-wanted benefit after health insurance. With the acute effects of the pandemic behind us, longer-term implications are emerging, and workers are now reimagining the definition of retirement altogether.

A survey of 2,002 Americans between the ages of 35–70 found that 71 percent of workers changed their target retirement age as a result of the pandemic (Human Interest, 2022). Many of those workers are planning a new, transitional life stage in between full-time work and retirement: pretirement.

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Vanguard, How America Saves. Data represent 1,900 defined contribution retirement plans (mostly 401(k) plans) and 5 million participants.