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Individual Retirement Account

Invest in your future with an IRA.

Roll over your 401(k) or set up a new account with Human Interest in minutes — and keep more of your money with zero transaction fees.1

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Your personal pathway to retirement

Your individual retirement account (IRA) is all about you. It’s not anchored to a specific employer like a 401(k), meaning it offers greater adaptability on your long journey to retirement.

An IRA provides flexibility to tailor your retirement savings to your unique goals—whether you're just getting started or have been saving for years.

IRA the Human Interest way

Low-cost investment options

Human Interest’s IRA™ offers diversification, low-cost funds, and a long-term strategy.

Enroll in IRA

No transaction fees

Human Interest never charges fees for rollovers, distributions, and trades.

Quick set up

Human Interest helps make it easy for participants to start saving right away

How It Works

Set up your IRA in minutes

You can now roll over funds from existing retirement accounts directly into your Human Interest IRA®

  • Create an IRA account
  • Fund your account by rolling over your 401(k) or connecting your bank account
  • Continue on your retirement savings journey with Human Interest
Enroll in your Human Interest IRA®

Choose the IRA that’s right for you

IRA (individual retirement account) retirement resources

What is an IRA? Everything you need to know


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401(k) vs. IRA: How to decide


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Traditional IRA vs Roth IRA


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How does a Roth IRA grow & earn interest?


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Can You Contribute to a 401(k) and an IRA?


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Notes

1

For non-rollover distributions, shipping and handling fees may apply to requests for check issuance and delivery.