Company update:

Captain401 is now Human Interest!

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The best small business 401(k)

Human Interest makes it easy to offer a 401(k). With automated administration and built-in investment advising, we make it affordable to help your employees plan for their futures.

Automated administration

Let us take the hassle out of the day-to-day operations of managing your 401(k). We’ll take care of creating employee accounts, processing contributions every pay period and syncing them with your payroll provider, and ensuring that compliance testing and paperwork is completely taken care of.

“Human Interest’s on-boarding process was extremely smooth. We were able to automatically sync all existing employees by connecting our HR management platform which kept data entry to an absolute minimum. Once we officially launched our 401(k) plan with our employees internally, they loved how easy it was to manage themselves and adjust risk and contribution levels without having to work with HR, a broker, or a 3rd party to get it done. Human Interest syncs deduction amounts for employee contributions automatically to our payroll account, this has added zero work or additional steps to our previous payroll process.”

Brady Anderson
CEO and Co-founder

Investment advising

Getting started with a 401(k) can be confusing; we can help your employees decide how much to contribute and how to allocate their assets. We offer automated investment advising through Human Interest Advisors, an SEC-registered investment adviser, at no additional cost.

Through Human Interest Advisors, we also serve as a plan fiduciary, which means we always put your best interests first — and never receive kickbacks from any funds, helping you get the most out of your 401(k) plan.

Learn more about our investment philosophy

Twice the features, half the cost

For about half of what you might pay with a bigger name financial institution, we give you and your employees more options when it comes to crafting your retirement plan. You can offer Roth, Traditional, 403(b), safe harbor, or profit sharing 401(k) plans, in addition to providing an optional match or vesting schedule.

You may even be eligible for up to $1,500 in tax credits for setting up a new plan.

“When we decided to add a 401(k) benefit, we wanted a service that was easy to use, cost effective and full featured. Human Interest has been a great choice for us today as a startup and tomorrow as we grow in the future.”

Dion Lim
CEO

Learn more about our pricing

Interested in you

Our focus is on you: the small businesses across the United States. Whether your company has two people or two hundred, we stand by our commitment to helping you provide your employees with the most affordable, personalized retirement savings plan possible.

Take it from some of the companies who are already saving with Human Interest:

“We switched to Human Interest because of their technology, user experience, and dedication to HR professionals. As the plan administrator, I am loving the seamless and timely transfer of funds from our account into the employees’, the easy rollovers, and countless other user-friendly features!”

Susan Steele
Head of Business Administration

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