Company update:

Captain401 is now Human Interest!

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The modern small business 401(k)

Human Interest ® makes it simple to offer a 401(k). With automated administration and built-in investment advising, we make it affordable to help your employees plan for their futures.

Automated administration

Let us take the hassle out of the day-to-day operations of managing your 401(k). We will create employee accounts, process contributions every pay period and sync them with your payroll provider, and ensure that compliance testing and paperwork is completely taken care of.

Investment advising

Getting started with a 401(k) can be confusing; we can help your employees decide how much to contribute and how to allocate their assets. Built-in, automated investment advising is offered through Human Interest Advisors, an SEC-registered investment adviser.

Through Human Interest Advisors, we also serve as a plan fiduciary, which means we always put your best interests first — and never receive kickbacks from any funds, helping you get the most out of your 401(k) plan.

Learn more about our investment philosophy

Full service,
at half the cost

For less than half of what you might pay with a bigger name financial institution, we give you and your employees more options when it comes to crafting your retirement plan. You can offer Roth, Traditional, 403(b), safe harbor, or profit-sharing 401(k) plans, in addition to providing an optional match or vesting schedule.

You may even be eligible for up to $1,500 in tax credits for setting up a new plan.

Learn more about our pricing

Interested in you

Our focus is on you: the small businesses across the United States. Whether your company has two people or two hundred, we stand by our commitment to helping you provide your employees with an affordable, personalized retirement savings plan.

Learn more about our clients