401(k) Solution for Banking Partners
A people-first 401(k) partner for banks & credit unions.
Give your clients and members a 401(k) built for small to medium-sized businesses.
7,000+ businesses have chosen Human Interest
We can take on some of the responsibility and liability as your 3(16), 3(21), or 3(38) Fiduciary Services provider, handling the day-to-day operation and some compliance-related tasks.2
Employees will have access to a selection of low-cost mutual funds, from multiple asset classes and risk categories. Not to mention easy navigation, built-in financial education and ongoing support.
A local retirement partner you can lean on
Local partner support. We have dedicated Partner Account Managers across the country who can answer ongoing questions and provide retirement planning resources for you and your clients.
Stay competitive and strengthen your service offering. Offer an affordable, competitive retirement plan option, helping you stand out against larger competitors.
A modern 401(k) for banking partners
Robust reporting. Through an advisor portal, access to customized reporting allowing you to easily monitor and prepare for plan reviews.
Marketing support & client education. Get access to co-branded assets, educational presentations, event support, and retirement planning resources for bank staff and clients.
Resources for banking partners
State mandate hub
Many states have passed legislation mandating retirement benefits. What’s required in yours? Here's the latest on state-sponsored plans.
SECURE Act tax credits
Passed in 2019, the SECURE Act increased incentives for small businesses to offer retirement plans. Read about the latest updates.
Benchmarking current plans helps companies evaluate how their current plan stacks up against other plans.