20,000+ businesses have chosen Human Interest
We can take on some of the responsibility and liability as your 3(16), 3(21), or 3(38) Fiduciary Services provider, handling the day-to-day operation and some compliance-related tasks.2
Employees will have access to a selection of low-cost mutual funds, from multiple asset classes and risk categories. Not to mention easy navigation, built-in financial education and ongoing support.
We offer bundled, small-plan 401(k), 403(b) solutions at a low cost with zero transaction fees.3
Monthly pricing starting at only:
per eligible employee
An investment advisory fee is paid to Human Interest Advisors (HIA) of 0.01% of plan assets and a separate fee for recordkeeping services and custody-related expenses is paid to Human Interest Inc. (HII) of 0.05% of plan assets. Both fees are deducted on a monthly basis from the employee's account according to the HII and HIA Terms of Service. All prices are exclusive of applicable taxes. If the plan sponsor elects to hire an external investment advisor, the plan sponsor will pay such advisor as agreed between the plan sponsor and advisor. For more information, please see our pricing page.
Resources for banking partners
State mandate hub
Many states have passed legislation mandating retirement benefits. What’s required in yours? Here's the latest on state-sponsored plans.
SECURE Act tax credits
Passed in 2019, the SECURE Act increased incentives for small businesses to offer retirement plans. Read about the latest updates.
Benchmarking current plans helps companies evaluate how their current plan stacks up against other plans.