401(k) Solution for Banking Partners

A people-first 401(k) partner for banks & credit unions.

Give your clients and members a 401(k) built for small to medium-sized businesses.

14,000+ businesses have chosen Human Interest

Cost and value

We offer bundled 401(k) and 403(b) solutions at a low cost with zero transaction fees.

Admin experience

Access to a “No-Touch” integration with 400+ payroll providers.¹ We sync to payroll, handle recordkeeping, and administration so your clients don’t have to.

Complete solution

We can take on some of the responsibility and liability as your 3(16), 3(21), or 3(38) Fiduciary Services provider, handling the day-to-day operation and some compliance-related tasks.²

Employee experience

Employees will have access to a selection of low-cost mutual funds, from multiple asset classes and risk categories. Not to mention easy navigation, built-in financial education and ongoing support.

Transparent pricing

We offer bundled, small-plan 401(k), 403(b) solutions at a low cost with zero transaction fees.³

Starting at

$120

per month base fee

per eligible employee

A local retirement partner you can lean on

Local partner support. We have dedicated Partner Account Managers across the country who can answer ongoing questions and provide retirement planning resources for you and your clients.

Stay competitive and strengthen your service offering. Offer an affordable, competitive retirement plan option, helping you stand out against larger competitors.

A modern 401(k) for banking partners

Robust reporting. Through an advisor portal, access to customized reporting allowing you to easily monitor and prepare for plan reviews.

Marketing support & client education. Get access to co-branded assets, educational presentations, event support, and retirement planning resources for bank staff and clients.