Gusto 401(k) Payroll Integration

Power your 401(k) with Gusto.

Fast Track your 401(k) in 5 easy steps. It only takes a few minutes to launch your retirement plan.

Get a 401(k)

What sets us apart

Thousands of Gusto customers choose Human Interest

  • Customize at no extra cost: Choosing the right 401(k) plan and investment options shouldn’t require an upgrade. Fully customize your 401(k), and change it anytime you’d like, at no additional cost.

  • Fair, clear pricing: Through dozens of hidden fees, the cost of other 401k providers can add up quickly. With us, you get affordable plans, low-cost funds, and no transaction fees.

  • Award-winning customer service: When you or your employees need support, we have 200+ US-based specialists standing by—over 2x as many as other providers in Gusto’s marketplace.

Automate admin work

We sync employee data, process contributions, and sign important IRS forms for you.1

Maximize your savings

Help your employees save more for retirement with zero transaction fees and fully transparent pricing.

Delight your employees

Sign up to start saving in minutes. Both first-time savers and experienced investors get built-in advice and education.2

Get a 401(k)

"Human Interest integrates beautifully with Gusto. We started six months ago, and I haven't had to do anything."

Stanley Chen

President at BerryClean

Human Interest solicited the client for the testimonial. Active solicitation may make a customer more likely to portray Human Interest favorably. Testimonials are unique to an individual, may not be representative of the experience of others, and past success does not guarantee future results.

Launch your retirement plan in minutes

Create a profile

Create an account to streamline employee management and payroll deductions

Select a match level

Choose from expertly crafted plan design options to support your business goals 

Select a service level

Choose from three options, each with transparent pricing and flexibility

Review plan documents

Review your 401(k) details and sign electronically

Connect your bank

Securely & quickly connect your bank to automate contributions every payroll cycle

Get excited for enrollment day

We'll notify employees about enrollment and help them learn about saving for retirement

Start a 401(k) in a few steps

Get a 401(k)

Gusto 401(k) payroll integration frequently asked questions

Award-winning 401(k) provider

G2 Spring 2023 Badge - Human Interest

G2 Leaders as of 5/5/23. To qualify a product must place in the “Leaders Quadrant" of the G2 Grid at the end of the quarterly evaluation period. The G2 Grid maps qualifying companies into quadrants based on User Satisfaction rating and a Market Presence score that considers data from online sources, including, among other criteria, the amount of reviews and web presence. A product must have 10 reviews to be considered. In this period, 6 out of the 18 products listed in the 401(k) software category on G2 qualified. During this period, Human Interest solicited clients for G2 reviews in exchange for nominal non-cash compensation. Active solicitation and non-cash compensation will make a customer more likely to portray Human Interest favorably. Testimonials may not be representative of the experience of others and past success does not guarantee future results. From 5/25/22-12/31/22, Human Interest offered gift cards as an incentive for customers to complete G2 reviews. A higher nominal value was offered for non-anonymous reviews. The G2 Grid is updated daily. View g2.com for the most recent grid results, here for full methodology, and our reviews for most recent rating. 

TrustRadius Rating of 8.4 out of 10, as of 5/10/23. Ratings fluctuate in real-time. Visit here for most recent rating. Human Interest solicited clients for reviews in exchange for nominal non-cash compensation. Active solicitation and non-cash compensation will make a customer more likely to portray Human Interest favorably. Testimonials may not be representative of the experience of others and past success does not guarantee future results. From 8/23/22-12/31/22, Human Interest offered gift cards as an incentive for customers to complete reviews. “Top Rated 2023” award criteria: based entirely on customer reviews, 10 reviews required, trScore of 7.5 or higher, and must earn >0.5% of all site traffic in the category. 

On April 27, 2023, Human Interest was awarded the "Silver Stevie Award" medal in the 2023 American Business Awards for "Achievement in Customer Satisfaction." Winners were determined by the average scores of more than 240 professionals worldwide in the three-month judging process. Read more about the winning organizations: http://stevieawards.com/aba/2023-stevie-award-winners and the criteria for the award here: https://stevieawards.com/aba/judging-awards-process. American Business Awards are registered trademarks of Stevie Awards, Inc. Stevie Awards, Inc. is not affiliated with Human Interest. 

These recognitions are not indicative of Human Interest’s future performance. Read our full disclosures here: www.humaninterest.com/disclosures/.

Notes

1

We prepare select government filings (e.g., the Form 5500). Signing on behalf of customer reserved for Concierge & Complete pricing plans.

2

Available with 3(38) or 3(21) investment advisory services offered through Human Interest Advisors LLC, a Registered Investment Adviser and subsidiary of Human Interest Inc. For information about Human Interest Advisors' pricing, please refer to our Pricing Page which describes the fees charged for administrative and advisory services. Fees for investment advisory services are billed according to the HIA Terms of Service. Fees are typically up to 0.50% annually, and include custody fees.

3

401(k) plans are the most-wanted benefit after health insurance. Human Interest, 2022. https://humaninterest.com/learn/guides/retirement-roadblocks/

Disclosures

Human Interest Inc. is an affordable, full-service 401(k) and 403(b) provider that seeks to make it easy for small and medium-sized businesses to assist their employees with investing for retirement. For more information, please visit humaninterest.com. Investment Advisory services are provided through Human Interest Advisors LLC, a Registered Investment Adviser and subsidiary of Human Interest Inc. For more information on our investment advisory services, please visit http://www.humaninterest.com/hia/.


This content has been prepared for informational purposes only, and should not be construed as tax, legal, or individualized investment advice. Neither Human Interest Inc. nor Human Interest Advisors LLC provides tax or legal advice. Consult an appropriate professional regarding your situation. The views expressed are subject to change. In the event third-party data and/or statistics are used, they have been obtained from sources believed to be reliable; however, we cannot guarantee their accuracy or completeness. Investing involves risk, including risk of loss. Past performance does not guarantee future results.


Gusto has a partnership with Human Interest Inc. and will be compensated if you hire Human Interest Inc. Gusto and its representatives are not affiliated with or employed by Human Interest Inc. For the full disclosures, please refer to https://humaninterest.com/disclosures/.