End-to-end compliance monitoring.
Reduce worry with alerts if your plan is at risk of compliance and end of year filing support.
Predictive Compliance Monitoring
Fewer compliance surprises. Human Interest’s AI-powered Predictive Compliance Monitoring gives you earlier visibility into how your plan is tracking against annual compliance testing requirements — helping you understand potential results and costs before year-end and plan ahead with greater confidence.
- Monthly projections of Actual Deferral Percentage (ADP) and Actual Contribution Percentage (ACP) test results
- A projection of the minimum employer contribution that may be required for a Top Heavy plan
- Guidance tailored to your plan’s compliance testing outlook to help you understand your options and make more informed decisions
This service is available for customers on our Concierge package only
Worry-Free Form Filing
Filing forms with the IRS and DOL is a time-consuming task that requires reading dozens of instruction pages and navigating a complex user interface. We take this task off your plate. In addition to preparing, signing, and filing the annual Form 5500, we also handle the following forms for you:
- Prepare and file Form 8955 (identifies terminated participants)
- Prepare and file Form 5558 (for extensions)
This service is available for customers on our Concierge package only
Premium Large Plan Audit Support
A plan must be audited annually if it has 100+ participants with account balances on the first day of the plan year. Auditors review plan documents and financial statements to verify a plan complies with DOL and IRS regulations. While other 401(k) providers send a standard audit package, Human Interest provides white-glove support.
Immediate access to your plan's audit package in your admin dashboard
Ongoing consultation with a dedicated 401(k) Compliance Administrator
We work directly with your auditor, so you don't have to play the go-between
This service is available for customers on our Concierge package only