401(k) Solution for Benefit Brokers

A trusted advisor for insurance brokers.

Help your clients ensure ERISA compliance and minimize fiduciary risk with an easy and affordable retirement benefit offering made for small and medium-sized businesses.

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Provide a retirement benefit your clients will thank you for

Free benchmarking

Human Interest offers complimentary benchmarking on your client’s current 401(k) plan to help evaluate if its services and fees are competitive with other plans.

State mandates

As state mandates continue to roll out across the country, Human Interest can guide your clients to help ensure they’re compliant and understand the risks for their state.


We can take on some of the responsibility and liability as your 3(16) fiduciary, handling select day-to-day operation and ERISA compliance-related tasks.1

ERISA fidelity bonds

ERISA fidelity bond protects employee benefit plans and investments against losses due to fraud, abuse, dishonesty, or otherwise criminal behavior of any person deemed to be handling funds or other property of a plan.

Transparent pricing

We offer bundled, small-plan 401(k), 403(b) solutions at a low cost with zero transaction fees.2

Monthly pricing starting at only:


base fee


per eligible employee

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An investment advisory fee is paid to Human Interest Advisors (HIA) of 0.01% of plan assets and a separate fee for recordkeeping services and custody-related expenses is paid to Human Interest Inc. (HII) of 0.05% of plan assets. Both fees are deducted on a monthly basis from the employee's account according to the HII and HIA Terms of Service. All prices are exclusive of applicable taxes. If the plan sponsor elects to hire an external investment advisor, the plan sponsor will pay such advisor as agreed between the plan sponsor and advisor. For more information, please see our pricing page.

A retirement partner you can lean on

Grow your firm and keep your clients saving more.

  • Receive dedicated partner support. You’ll get a local Partner Account Manager who can answer ongoing questions and provide resources on tax-saving opportunities.

  • Help keep your clients compliant. Whether it’s ongoing changes to state mandates or 5500 filings, Human Interest can help your clients navigate legislation and reporting requirements surrounding retirement plans.

  • Retirement planning resources. Ongoing resources to help your clients plan for their financial future and understand the latest information on state retirement legislation rolling out across the country.

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Resources for benefits brokers

Your hub for state mandate legislation

Many states have passed legislation mandating retirement benefits. What’s required in yours? Here's the latest on state-sponsored plans. 

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Understanding ERISA fidelity bonds

Complete and Concierge-level clients are protected by fidelity bonds procured by Human Interest.

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Complimentary benchmarking

Benchmarking current plans helps companies evaluate how their current plan stacks up against other plans.

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Want to learn more about partnering with Human Interest?

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