Human Interest is committed to protecting your information. We do not sell customers’ personal information. We use state-of-the-art password hashing and encryption, so you can rest assured your privacy is protected at every turn.

Privacy Policy

Last Updated February 21, 2023

In this privacy policy, we will cover:

  • Protecting your privacy

  • How we collect personal information

  • Types of information we collect

  • How we use personal information

  • Online tracking and advertising

  • How we share personal information

  • Your choices and opt-outs

  • Unsubscribe from our emails

  • Links to other websites

  • Your rights under the California Consumer Privacy Act (CCPA)

  • Security

  • Children under age of 16

  • Retention of Personal information

  • Changes to the Privacy Policy

  • How to contact us

  • Gramm-Leach-Bliley Notice

This Privacy Policy describes the types of information Human Interest, Inc. and Human Interest Advisors, LLC (collectively referred to for purposes of this Privacy Policy as “Human Interest” or “we”) collect and process from and about you through our website (“Site”) and our other online facilities and services (collectively with the Site, our “Services”). This Privacy Policy also explains how Human Interest uses and discloses your personal information, as well as how you may control certain uses of it.

Through your use of the Services, you are consenting to the practices described in this Privacy Policy. If you do not agree to the practices described in this Privacy Policy, please do not access or use our Services.

California Notice at Collection of Personal Information: We collected the types of personal information listed under “Types of information we collect” and use this information for the purposes described under “How we use personal information.” To learn more about California privacy rights, please review “Your rights under the California Consumer Privacy Act (CCPA).”

How we collect personal information

Human Interest collects information from you in a few ways:

  • When you choose to share it with us. This may include data collected when you use our Site, including when you create an online account through the Site, purchase or use our Services, request customer support, or otherwise communicate with us.

  • Automatically when you visit our Site or interact with our Services, for example, through cookies, pixels, and similar technologies, and by logging activity on the Services.

  • From other sources. We use the data we collect to deliver and continually improve our Services.

Types of information we collect

We collect various types of personal information, including but not limited to:

  • Usage and activity information about your use of our Services, such as the pages you visit and the specific services you use, the type of device or browser you are using, your IP address, and the type of operating system you use, to assist us in providing and maintaining superior quality service.

  • Contact information, including your name, address, phone number, and email address.

  • Account information, including information to establish and manage your financial accounts; such as your Social Security number; compensation; billing and/or credit card information; bank information; account passwords; and financial account numbers and/or balances.

  • Demographic information, including information about your gender and racial or ethnic origin.

  • Information from third-party sources to update or supplement the information that you provide or that we collect automatically. Such information may include information from public databases as well as from third parties that provide information about your interests and demographics.

In addition, we may collect information that does not identify you and cannot reasonably be used to identify you.

How we use personal information

Human Interest uses the information we collect from or about you:

  • To provide our Services to you;

  • To analyze and improve the performance of our Services;

  • To keep you informed of other possible products and/or Services that may be available to you from Human Interest;

  • To complete surveys and/or research questionnaires related to your opinion of current or potential future services that may be offered;

  • To provide you with customized Site content, targeted offers, and advertising on the Services or on other websites, mobile applications, social media, or online services;

  • To measure ad quality and responses, and for internal business analysis or other business purpose; 

  • To direct communications and target offers to people whose interests or characteristics are similar to yours;

  • To use or create aggregate information that doesn’t identify you and cannot reasonably be used to identify you for analytical, demographic, and other purposes;

  • To protect the security and integrity of the Site and our business, such as by protecting against and preventing fraud, unauthorized transactions, claims and other liabilities, and managing risk exposure, including by identifying potential hacks and other unauthorized users; and

  • For other purposes disclosed at the time you provide your information or otherwise with your consent.

We may combine the information we receive from and about you, including information you provide to us and information we automatically collect through our Services, as well as information collected offline, across other computers or devices that you may use, and from third party sources.

We also may deidentify or anonymize the personal information we collect for business and marketing purposes.

How we share personal information

We may share the information we collect from and about you as described below.

We may share your personal information with the following:

  • Retirement Plans: We may share your information with the Plan Sponsor of your retirement plan and with that Plan Sponsor’s third party administrators, advisors, service providers, and other third parties as authorized or directed by the Plan Sponsor.

  • Affiliates: We may share your information with Human Interest affiliates and subsidiaries for business, operational, promotional and marketing purposes, as permitted by law.

  • Service Providers: We may share your information with compliance, recordkeeping, and custodial partners (“Service Providers”) for the purpose of providing the Services.

  • Select Third Parties: We may share your information with our select partners, affiliates, and other third parties that we believe may have offers of interest to you.

  • Legal Matters; Safety: We may access and disclose your information to respond to legal process, including subpoenas and other lawful demands for information; in connection with an investigation on matters related to public safety, as permitted by law; or otherwise as required by law. We may disclose your information to protect the security of the Services. We also may disclose your information as necessary, if we believe that there has been a violation of our Terms of Service, any other legal document or contract related to our services, or the rights of any third party.

  • Sale or Transfer of Business or Assets: We may sell or purchase assets during the normal course of our business. If another entity acquires us or seeks to acquire all or part of our business, or any of our assets, information we have collected about you may be transferred to such entity. In addition, if any bankruptcy or reorganization proceeding is brought by or against us, such information may be considered an asset of ours and may be sold or transferred to third parties.

  • Aggregate or Anonymous Non-Personal Information: We may also share aggregate, anonymous, or de-identified non-personal information with third parties.

  • Other: We also may share your information as disclosed to you at the time of collection, with your consent, or at your request.

Your choices and opt-outs

You may adjust your browser settings to limit certain tracking or to decline cookies, but by doing so, you may not be able to use certain features of the Service or take full advantage of all of our offerings. Please refer to your device’s settings or your Internet browser’s “Help” section for more information on how to delete and/or disable your device or browser from receiving cookies or controlling your tracking preferences. Your mobile device may give you the ability to opt out of the use of information about the apps you use in order to serve you ads that are targeted to your interests:

  • “Opt out of Interest-Based Ads“ or “Opt out of Ads Personalization“ on Android devices

  • “Limit Ad Tracking“ on iOS devices

You can also stop the collection of location information from your mobile device by changing the preferences on your mobile device.

To understand your choices for receiving and opting out of targeted advertising provided on the Services or across other websites and online services, please review the information below:

  • To learn more about such interest-based advertising, and to opt out of such collection and use for interest-based advertising by the Digital Advertising Alliance (DAA) participating companies, please visit http://optout.aboutads.info. 

  • To opt out from the use of information about your online activities for interest-based advertising by Network Advertising Initiative (NAI) member companies, please visit http://optout.networkadvertising.org.

  • To opt-out of the use of your mobile device ID for targeted advertising, please see http://www.aboutads.info/appchoices. 

  • If you wish to prevent your data from being used by Google Analytics, Google has developed the Google Analytics opt-out browser add-on available https://tools.google.com/dlpage/gaoptout/.

  • On your mobile device, you may also adjust your privacy and advertising settings to control whether you want to receive more relevant advertising.

Note that even if you exercise the choices described above, you may continue to receive advertising from us. 

You must also set your opt-out choices on each device and browser you use.

At this time, our system does not recognize Do Not Track requests or headers that your browser may send.

Unsubscribe from our emails

You have the option to unsubscribe from marketing emails from us. To do so, please send an email from the address that you wish to unsubscribe to [email protected].

Links to other websites

Our Site may contain links to affiliates and other websites. Human Interest does not claim nor accept responsibility for any privacy policies, practices and/or procedures of other such websites. Therefore, we encourage you to be aware of links that lead to other websites and to read their privacy statements to understand how they collect and use personal information.

Your rights under the California Consumer Privacy Act (CCPA)

California residents have specific rights regarding their information. This section provides disclosures required by the CCPA and describes how California residents may exercise their CCPA rights.

In the past 12 months, Human Interest has collected the following categories of personal information: identifiers, online activity information, contact information, financial information, and demographic information.

We collected this information directly from users of our Services, from our service providers, and from third parties that supplement other personal information we collect.

We collect personal information to provide, analyze, and improve the Services; to personalize content on the Site; to inform you of other products or services that may interest you; and to protect the Services, users, and Human Interest against security threats, fraud, and similar risks.

Finally, in the last 12 months, we disclosed for a business purpose the following categories of information from California consumers: identifiers, online activity information, financial information, and commercial information. We disclosed each of these categories of personal information to service providers and affiliates. 

If you are a resident of California, you have the following rights:

  • The right to access / the right to request. The CCPA permits you to request and obtain, up to twice per year, access to categories and specific pieces of personal information we collect about you.

  • The right to delete Personal Data. You also have the right to request the deletion of personal information we collect from you.

  • The right to correct personal information.  You have the right to request that we correct inaccurate personal information that we maintain about you.

  • The right not to be discriminated against. You have the right not to be discriminated against for exercising any of your CCPA rights.

We do not “sell” personal information, as that term is defined under the CCPA. However, if you wish to opt out of the use of your personal information for interest-based advertising purposes and these potential sales as defined under CCPA law, you may do so by following the instructions provided under “Your choices and opt-outs.”

Exercising your CCPA rights. In order to exercise any of your rights under the CCPA, and if you are a California resident, you can email or call us or submit a request online via our Support Center” via the information noted below, or the section of our web page.

You may authorize another person to make CCPA requests on your behalf (an “authorized agent”). Your authorized agent will need to demonstrate that they are registered with the California Secretary of State to conduct business in California and that they have authority to act on your behalf, or that the agent holds an appropriate power of attorney. We may ask you to confirm that you authorized the agent to act for you.

Human Interest will disclose and deliver the required information free of charge within 45 days of receiving your verifiable request. We may ask you to provide additional information or documentation to verify your identity. The time period to provide the required information may be extended once by an additional forty-five (45) days when reasonably necessary and with prior notice.

Security

Human Interest takes physical, administrative, and technical steps to safeguard the information we collect from and about our customers who use the services. However, we cannot guarantee our security measures will be effective against all security threats.

Children under age of 16

Human Interest does not knowingly collect personal identifiable information from children under the age of sixteen (16) without verifiable parental consent. If it is determined that such information has been inadvertently collected on anyone under the age of sixteen (16), we take immediate steps to delete the information

Retention of personal information

We maintain personal information for as long as reasonably necessary to fulfill the legitimate business purposes for which the information was collected, to meet our legal obligations, or protect or defend our legal rights. 

Changes to the Privacy Policy

Human Interest reserves the right to update and/or change the terms of our Privacy Policy to reflect changes in our practices. We will post notice of changes to our Privacy Policy on the Site (https://humaninterest.com). If we make changes that are material, we will notify you and, where required by applicable law, obtain your consent.

How to contact us

If you have any questions or concerns regarding the Privacy Policy related to our website, please feel free to contact us at the following email or telephone number: