Retirement Plans for Nonprofits
Affordable retirement plans designed for nonprofits.
Get a customized, full-service 401(k) or 403(b) retirement plan with transparent pricing, and zero transaction fees.


RETIREMENT PLANS BUILT FOR NONPROFITS
Focus on helping your cause. Not your retirement plan.
Recruit & retain top talent. A Human Interest study found that a retirement plan is the most-wanted benefit, after health insurance.1
Discover a powerful platform. Our integrations are designed to automate plan administration.
Help reduce manual work. In-house recordkeeping and compliance—plus select 3(16) fiduciary services depending on your plan.

Help your team save for the future
Empower your employees with the retirement plan they deserve.
Sign up in minutes. Employees can sign up in less than five minutes—no paperwork, no confusion.
Flexible investment options. Employees can choose model portfolios that automatically rebalance—or build their own lineup.
Built-in education. Enrollment webinars and online resources help your team get the most from plans.
We simplify administrative and regulatory compliance.
At Human Interest, we'll help you set-up and manage your nonprofit retirement plan.
Complete plan administration
We provide in-house recordkeeping services which track participation, contributions, distributions, and more.
Regulatory support
We reduce fiduciary liability by preparing select government filings. And for some clients, we sign and file the Form 5500.2
On-demand reporting
Get a 360-degree view of your plan, access reports, and see which employees have joined.
Plan compliance & testing
Don’t stress about IRS testing and regulatory deadlines. We’ll help handle them for you.

A retirement plan for your nonprofit may be more affordable than you think.
Human Interest plans come with transparent pricing - and zero transaction fees.
Monthly pricing starting at only:
base fee
per eligible employee
For information about Human Interest’s pricing, please refer to our pricing page, which describes the fees charged for administrative and advisory services. Fees for investment advisory services are billed according to the Terms of Service. A one-time setup fee of $499 may apply. Fees are typically up to 0.50% annually and include custody fees. Underlying mutual fund fees will also be charged. In the event that the plan sponsor wants to bring in a third-party advisor, the third-party advisor fee would be defined as part of a separate agreement.
The SMB 401(k) with the most payroll integrations3
Help take the burden off your HR team. We sync with 450+ payrolls to help streamline administrative tasks.
Most of my preconceptions that nonprofits couldn't afford to provide 401(k)s to their employees were smashed. There was flexibility in how much in matching funds I could offer year-to-year, depending on how well our fundraising went.

Simon Davies
Executive Director at Teen Cancer America
Human Interest solicited clients for testimonials. Active solicitation may make a customer more likely to portray Human Interest favorably. Testimonials are unique to an individual, may not be representative of the experience of others, and past success does not guarantee future results.
Retirement resources
for nonprofits
Compare 403(b)s vs. 401(k)s
See the pros and cons between 403(b)s and 401(k)s for your organization.
Investment philosophy
Employees can access mutual funds in every major asset category.
How to start a retirement plan
Learn how SMBs can start and manage a retirement plan.
Clear, affordable pricing
Customized 401(k) and 403(b) retirement plans start at $120 per month + $4 per employee per month.
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