Retirement Plans for Nonprofits

Affordable retirement plans designed for nonprofits.

Get a customized, full-service 401(k) or 403(b) retirement plan with transparent pricing, and zero transaction fees.

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Focus on helping your cause. Not your retirement plan.

Recruit & retain top talent. A Human Interest study found that a retirement plan is the most-wanted benefit, after health insurance.1

Discover a powerful platform. Our integrations are designed to automate plan administration.

Help reduce manual work. In-house recordkeeping and compliance—plus select 3(16) fiduciary services depending on your plan.

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Help your team save for the future

Empower your employees with the retirement plan they deserve.

Sign up in minutes. Employees can sign up in less than five minutes—no paperwork, no confusion.

Flexible investment options. Employees can choose model portfolios that automatically rebalance—or build their own lineup.

Built-in education. Enrollment webinars and online resources help your team get the most from plans.

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We simplify administrative and regulatory compliance.

At Human Interest, we'll help you set-up and manage your nonprofit retirement plan.

Complete plan administration

We provide in-house recordkeeping services which track participation, contributions, distributions, and more.

Regulatory support

We reduce fiduciary liability by preparing select government filings. And for some clients, we sign and file the Form 5500.2

On-demand reporting

Get a 360-degree view of your plan, access reports, and see which employees have joined.

Plan compliance & testing

Don’t stress about IRS testing and regulatory deadlines. We’ll help handle them for you.

A retirement plan for your nonprofit may be more affordable than you think.

Human Interest plans come with transparent pricing - and zero transaction fees.

Monthly pricing starting at only:


base fee


per eligible employee

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An investment advisory fee is paid to Human Interest Advisors (HIA) of 0.01% of plan assets and a separate fee for recordkeeping services and custody-related expenses is paid to Human Interest Inc. (HII) of 0.05% of plan assets. Both fees are deducted on a monthly basis from the employee's account according to the HII and HIA Terms of Service. All prices are exclusive of applicable taxes. If the plan sponsor elects to hire an external investment advisor, the plan sponsor will pay such advisor as agreed between the plan sponsor and advisor. For more information, please see our pricing page.

The SMB 401(k) with the most payroll integrations3

Help take the burden off your HR team. We sync with 500+ payrolls to help streamline administrative tasks.

Most of my preconceptions that nonprofits couldn't afford to provide 401(k)s to their employees were smashed. There was flexibility in how much in matching funds I could offer year-to-year, depending on how well our fundraising went.

Simon Davies

Executive Director at Teen Cancer America

Human Interest solicited clients for testimonials. Active solicitation may make a customer more likely to portray Human Interest favorably. Testimonials are unique to an individual, may not be representative of the experience of others, and past success does not guarantee future results.

Retirement resources
for nonprofits

Compare 403(b)s vs. 401(k)s

See the pros and cons between 403(b)s and 401(k)s for your organization.

Start comparing

Investment philosophy

Employees can access mutual funds in every major asset category.

View our fund lineup

How to start a retirement plan

Learn how SMBs can start and manage a retirement plan.

Read our guide on starting a 401(k)

Clear, affordable pricing

Customized 401(k) and 403(b) retirement plans start at $120 per month + $5 per employee per month.

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Retirement plans for nonprofits
frequently asked questions



401(k) plans are the most-wanted benefit after health insurance. Human Interest, 2022.


We prepare select government filings (e.g., the Form 5500). Signing on behalf of customer reserved for Concierge & Complete pricing plans.


Human Interest, 2022.