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401(k) retrement plans for Franchises

Human Interest for franchises.

Let us do the heavy lifting so you can give your employees access to retirement benefits. Whether you’re a franchisee or you’re a franchisor, Human Interest can help.

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A retirement plan your employees will thank you for

Providing employees with an easy-to-use 401(k) plan is key when competing for great talent. Partner with Human Interest’s franchise program to deliver a customer-focused, cost-effective 401(k) plan.


Get access to integration with 400+ payroll providers. We sync to payroll, handle record keeping, and monitor compliance so clients don’t have to.1

Compliance and liability

We can take on some of the responsibility and liability as a 3(16) Fiduciary Services Provider, handling the day-to-day operation and most compliance-related tasks.2

Access to funds

You as an employer can access mutual funds from every major asset category.


Through an advisor portal, you can monitor and prepare for plan reviews.

401(k) built for franchises

Your all-in-one
401(k) solution

Affordability. Our transparent pricing model has no transaction fees.

Ease of use. Our simple, intuitive interface enables customers to sign up within minutes and navigate to built-in tools and resources.

High-touch service. With our Concierge plan, a dedicated contact guides you from contract renewal through ongoing plan monitoring.

Ongoing education. Employees have 24/7 access to our Learning Center and financial wellness tools. Enrollment webinars in English and Spanish.

Connect with our Franchise team

Benefits for
franchise owners

Recruit top talent with a competitive benefits offering.

Reduce turnover by engaging and rewarding your current employees.

Maximize tax savings for your business.

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Transparent pricing

We offer bundled, small plan 401(k), 403(b) solutions at a low cost with zero transaction fees.

Starting at


per month base fee


per eligible employee

Get Started

For information about Human Interest’s pricing, please refer to our pricing page, which describes the fees charged for administrative and advisory services. Fees for investment advisory services are billed according to the Terms of Service. A one-time setup fee of $499 may apply. Fees are typically up to 0.50% annually and include custody fees. Underlying mutual fund fees will also be charged. In the event that the plan sponsor wants to bring in a third-party advisor, the third-party advisor fee would be defined as part of a separate agreement.

Comply with retirement legislation

Across the country, several states are requiring employers to offer retirement benefits.

Starting a 401(k) can help you comply with legislation and avoid costly penalties. We can help.

Read about state laws

Resources for franchise owners

Franchises + 401(k)s

Discover the potential benefits of offering your franchise employees a retirement benefit.

Read more

Integrating your payroll

Integrate your payroll and retirement benefit to help reduce administrative headaches.

Read more

401(k) & part-time employees

What to know when considering offering retirement benefits to part-time employees.

Read more

Start your 401(k)
in a few easy steps


Provide your information

Enter basic details


Customize your plan

Choose from flexible designs


Launch your 401(k)

We'll connect & launch your plan



Refer to for a list of integrated payroll providers.


We prepare select government filings (e.g., the Form 5500). Signing on behalf of customer reserved for Concierge & Complete pricing plans.