401(k) retirement plans for Franchises

The 401(k) for franchises.

Whether you are a franchisee or you’re a franchisor, Human Interest can help your business stay competitive.

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A retirement plan your employees will thank you for

Strengthen your benefits package to address a tough talent market. Providing employees with an easy-to-use 401(k) plan is key when competing for great talent.

Automation

Get access to integration with 500+ payroll providers. We sync to payroll, handle record keeping, and monitor compliance so clients don’t have to.1

Compliance and liability

We can take on some of the responsibility and liability as a 3(16) Fiduciary Services Provider, handling the day-to-day operation and most compliance-related tasks.2

Access to funds

You as an employer can access mutual funds from every major asset category.

Reporting

Through an advisor portal, you can monitor and prepare for plan reviews.

Benefits for franchise owners

A Human Interest 401(k) can help you:

  • Recruit top talent with a competitive benefits offering.

  • Reduce turnover by engaging and rewarding your current employees.

  • Maximize tax savings for your business.

  • Comply with retirement legislation and avoid potential fines for noncompliance

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Your all-in-one 401(k) solution

  • Transparent pricing with zero transaction fees. 

  • Flexible plans and portfolios. Choose from a pre-built plan or customize your own to fit the needs of your business.

  • Easy to save and invest. Our simple, intuitive interface enables customers to sign up within minutes.

  • Education to empower participants. Employees have 24/7 access to our Learning Center and financial wellness tools. Enrollment webinars in English and Spanish.

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Comply with retirement legislation

Across the country, several states are requiring employers to offer retirement benefits.

Starting a 401(k) can help you comply with legislation and avoid costly penalties. We can help.

Read about state laws

Transparent pricing

We offer bundled, small plan 401(k), 403(b) solutions at a low cost with zero transaction fees.

Monthly pricing starting at only:

$120

base fee

+
$5

per eligible employee

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An investment advisory fee is paid to Human Interest Advisors (HIA) of 0.01% of plan assets and a separate fee for recordkeeping services and custody-related expenses is paid to Human Interest Inc. (HII) of 0.05% of plan assets. Both fees are deducted on a monthly basis from the employee's account according to the HII and HIA Terms of Service. All prices are exclusive of applicable taxes. If the plan sponsor elects to hire an external investment advisor, the plan sponsor will pay such advisor as agreed between the plan sponsor and advisor. For more information, please see our pricing page.

Resources for franchise owners

Franchises + 401(k)s

Discover the potential benefits of offering your franchise employees a retirement benefit.

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Integrating your payroll

Integrate your payroll and retirement benefit to help reduce administrative headaches.

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401(k) & part-time employees

What to know when considering offering retirement benefits to part-time employees.

Read more

Notes

1

Refer to https://humaninterest.com/payrolls/ for a list of integrated payroll providers.

2

We prepare select government filings (e.g., the Form 5500). Signing on behalf of customer reserved for Concierge & Complete pricing plans.