Retirement Plans for Dentists

Attract and retain talent for your dental office.

See how Human Interest simplifies the process for dentists to administer a 401(k).

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Retirement benefits made simple

Select fiduciary services to help you run your dental practice. Get guidance on 401(k) plan administration, IRS testing, and government filings with expertise from Human Interest.

In-house recordkeeping

Automated plan administration tracks participation, contributions, distributions, and more.

Regulatory support

We reduce fiduciary liability by preparing select government filings. And for some clients, we sign and file the Form 5500.1

On-demand reporting

Get a 360-degree view of your plan, access reports, and see which employees have joined.

Plan compliance & testing

Don’t stress about IRS testing and regulatory deadlines. We’ll help handle them for you.

The SMB 401(k) with the most payroll integrations2

Help take the burden off your HR team. We sync with 450+ payrolls to help streamline administrative tasks.

A 401(k) may be more affordable than you think.

Get a customized, full-service retirement plan with transparent pricing, a $499 setup fee, and zero transaction fees.

Monthly pricing starting at only:

$120

base fee

+
$5

per eligible employee

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An investment advisory fee is paid to Human Interest Advisors (HIA) of 0.01% of plan assets and a separate fee for recordkeeping services and custody-related expenses is paid to Human Interest Inc. (HII) of 0.05% of plan assets. Both fees are deducted on a monthly basis from the employee's account according to the HII and HIA Terms of Service. All prices are exclusive of applicable taxes. If the plan sponsor elects to hire an external investment advisor, the plan sponsor will pay such advisor as agreed between the plan sponsor and advisor. For more information, please see our pricing page.

401(k) Built to Scale with your Practice

Focus on running your dental practice. We’ll help with your retirement plan.

Designed to be easy to use. Flexible plan design allows you to customize eligibility and add employer match options.

Reduce manual work. In-house recordkeeping and ERISA compliance—plus select 3(16) Fiduciary Services depending on your plan.

Help drive employee loyalty. A Human Interest study found that a 401(k) is the most-wanted benefit, after health insurance.3

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MAXIMIZE TAX SAVINGS FOR YOUR Dental Practice

A 401(k) may mean mean additional tax credits for small business employers.

Employers may be eligible for tax credits of up to $5,000/year for three years for setting up a new 401(k) + $500/year for three years for setting up auto-enrollment.4

Use our calculator to see your potential savings

Retirement Benefits for Dental Employees

The 401(k) you and your employees deserve

Sign up in minutes. Employees can sign up online—or on their phones—in less than five minutes.

Flexible investment options. Employers can select their lineup from our open architecture platform featuring thousands of mutual funds or utilize our 3(38) advisory services so their employees can access model portfolios that automatically rebalance.

Built-in education. Enrollment webinars and online resources help your team get the most from plans.

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A 401(k) is the most-wanted benefit, after health insurance3

Start your 401(k) in a few easy steps

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401(k) resources for dental professionals

Starting a 401(k) plan

Discover how small business owners can start and manage a 401(k) plan

Read our guide on starting a 401(k)

Secure Act 2.0

SECURE ACT 2.0, enacted in 2022, offers 90+ new retirement plan provisions to potentially benefit your business.

Catch up on SECURE Act 2.0

Payroll integration benefits

Integrate your payroll and 401(k) plan for automation, efficiency, and compliance benefits.

Read the advantages of integrating payroll

401(k) for dentists frequently asked questions

Notes

1

We prepare select government filings (e.g., the Form 5500). Signing on behalf of customer reserved for Concierge & Complete pricing plans.

2

Human Interest, 2023. For a full list of payroll integrations please visit: https://humaninterest.com/payrolls/

3

401(k) plans are the most-wanted benefit after health insurance. Human Interest, 2022. https://humaninterest.com/learn/guides/retirement-roadblocks/

4

Retirement Plans Startup Costs Tax Credit. IRS.gov. https://www.irs.gov/retirement-plans/retirement-plans-startup-costs-tax-credit

5

Hesitant about autoenrollment? Try myth busting. Vanguard.com. institutional.vanguard.com