For Employees

What are you saving for?

Retirement lasts one-quarter of your life. That means saving for it can feel like a big task. Whether you’re just getting started or you’re well on your way, we’re here to help make it easier to navigate the world of investing, retirement, and 401(k)s.

Featured resources

Should I contribute to my 401(k) even if there's no match?
Article

Should I contribute to my 401(k) even if there's no match?

Since nearly 80% of U.S. full-time workers have access to an employer-sponsored retirement savings plan, chances are that  you’ll eventually be eligible to enroll in a 401(k) from your employer. The more employees your company has on payroll, the higher your chances of access to a 401(k).

401(k) basics

Do I need to do anything special on my taxes for my 401(k)?
Article

Do I need to do anything special on my taxes for my 401(k)?

Since one of the immediate tax advantages of owning a 401(k) is the 401(k) deductions, you may be wondering what 401(k) tax form you’ll need to attach to your return and how to report any 401(k)-related numbers on your 1040. Here we'll review different scenarios for 401(k) plan holders and the necessary action items for each one of them.

Financial wellness

Should I contribute to my 401(k) or pay off debt?
Article

Should I contribute to my 401(k) or pay off debt?

Whether to pay off debt first or contribute to a 401(k) is an important question to evaluate for those with debt, but still worried about saving for retirement. There are many considerations when pondering this question, such as how much money to direct towards your debt and how much towards retirement, and when!

Retirement planning

Plan participants: Are your 401(k) fees too high?
Article

Plan participants: Are your 401(k) fees too high?

While average fees for 401(k) plans don’t sound like much, they can eat away at your retirement savings and force you to work longer. Understand where typical 401(k) fees come from and how much plan participants can expect to pay.

Saving & investing

401(k) tax exemptions explained
Article

401(k) tax exemptions explained

A 401(k) is a popular retirement account that allows eligible employees to save money and decrease their federal tax obligations. It is an employer-sponsored tax-advantaged plan. Individuals can contribute "pre-tax" dollars, or income that will be exempt from income tax, so it can grow in the account untaxed until the individual reaches retirement age. Congress initially created this plan structure to help people save for retirement. 

Career advice

HR Checklist for Your Last Day of Work: Questions to ask
Article

HR Checklist for Your Last Day of Work: Questions to ask

It’s your last day on the job. Depending on the situation, that may mean you’re celebrating; or, it may mean you’re not feeling too great. Regardless of whether it’s a good or bad situation, there are some important HR-related things you need to have in order before you walk out your employer’s door on your final day of work.

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Retirement isn’t just a destination. It’s a journey, and we’re here to help you. Our newsletter delivers succinct and timely tips, reviewed by Financial Advisors, to help you navigate the path to financial independence.

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