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Content designed to empower employees to make informed decisions about retirement and more.

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Your guide to retirement planning for employees

Planning for retirement is one of the most important financial decisions you'll make, and our resources for employees are here to help you every step of the way. We offer a wealth of information on topics such as how to start saving for retirement, types of retirement accounts, and making smart investment choices.

Advanced retirement strategies and support

For those looking to delve deeper, we cover advanced retirement planning topics like how to manage your retirement income or understand the rules behind 401(k) withdrawals after 59. Explore things like how Roth IRAs work and the tax implications of retirement vehicles like 401(k)s and IRAs.

Maximizing your savings

Our guides and articles are written with employees in mind, providing clear and actionable advice on maximizing your retirement savings. Learn about the benefits of participating in employer-sponsored plans like 401(k)s, how to take advantage of employer matching contributions, and strategies for rolling over retirement funds when changing jobs. Discover the power of compound growth in your 401(k) plan and how to navigate startup equity.

Disclosures

Investment Advisory services are provided through Human Interest Advisors LLC (HIA) to plans that select HIA as the investment adviser. HIA is a Registered Investment Adviser and subsidiary of Human Interest Inc. For such plans, a monthly investment advisory fee is paid to Human Interest Advisors (HIA) of 0.01% of plan assets when HIA acts as a 3(38) fiduciary, or 0.018% when acting as a 3(21) fiduciary. A separate fee for recordkeeping services and custody-related expenses is paid to Human Interest Inc. (HII) of 0.05% of plan assets. Asset-based fees are deducted monthly from the employee's account according to the HII Terms of Service and HIA Terms of Service. All prices are exclusive of applicable taxes. If the plan sponsor elects to hire an external investment advisor, the plan sponsor will pay such advisor as agreed between the plan sponsor and advisor. For more information, please see our pricing page.

As of 12/31/2025, figure represents the weighted average of monthly fund net expenses (“expense ratio”) for participants in new 401(k) plans launched after 8/4/25 and invested in Human Interest Advisors’ Model Portfolios (“Models”). The weighted average monthly expense ratio for participants invested in Models within 403(b) plans ranges from 0.005-0.006%. Provided for illustrative purposes only. Actual, average fund expenses a participant experiences vary based on the specific Model selected, allocation changes to Models, whether participants opt out of Models and choose their own investments and allocations, or allocation drift, especially in volatile markets. Model allocations and underlying fund expenses are subject to change. Before investing, carefully review the fund’s prospectus, factsheet, and/or participant fee disclosure, which includes, among other things, a description of fees and expenses a fund will charge.