The retirement landscape is changing: What NJ and NY employers need to know

As of early 2026, New Jersey and New York have active state retirement mandates. Failure to comply can lead to steep penalties—in some states ranging from $250 to $1,500 per employee.

Whether you’re an employer looking to protect your business, or a partner helping a client through this transition, this session will cover:

• The 2026 compliance roadmap: A breakdown of deadlines in New Jersey and New York. 
• State plans vs. private 401(k)s: Understand the pros and cons of state-run auto-IRAs versus private options, including the significant difference in contribution limits.
• The SECURE 2.0 edge: How new tax credits can provide small businesses (up to 50 employees) with up to $5,000 per year to cover plan startup costs, plus credits to offset employer matching.
• Streamlining administration: How modern 401(k) solutions integrate directly with payroll to automate contributions and compliance testing, minimizing manual work for the business.