The 401(k) for small and medium-sized businesses.

You can get a customized, full-service retirement plan for $120 per month + $4 per employee per month.

Our Reviews

4.5 stars on G2
5 stars on Google
Get Started

Start your 401(k) in a few easy steps

01

Provide company info

Enter the basics about your company: Payroll provider, bank details, and we’ll get you started.

02

Design your 401(k)

We’ll help you choose from flexible plan designs and select the options that work best for your company.

03

Launch your plan

We’ll get you connected to your payroll provider, review plan design, and launch your 401(k).

Get Started

Trusted and growing

Investments are held by Matrix Financial Solutions, one of the nation’s biggest custodians, managing over $200 billion in assets.

Our data transfers are protected. We use 128-bit TLS encryption that banks use for all connections to our website.

We use state-of-the-art password hashing and encryption of personally identifiable information, your privacy is protected.

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80,000+ EMPLOYEES HAVE SAVED WITH US
3,000+ COMPANIES USE HUMAN INTEREST

You're in good company

Front
Buffer
Fountain
ShipBob
HappyCo
KeyParts
Convey

How much does it cost?

EMPLOYER (MONTHLY PRICE)

$

120

base fee

+

$

4

per employee

One-time setup fee of $499 may apply.

Get Started

With Human Interest, you get a 401(k) that’s…

Easy

Our plans are easy to start and even easier to use. Sign up in just a few minutes.

Affordable

Our plans come with transparent pricing. Plan costs $120 per month + $4 per eligible employee, with a $499 setup fee.

Automated

Administrative aspects, like enrollment, payroll sync, and compliance are streamlined or automated.

Supported

A dedicated account management team will oversee the set-up process and support your plan administrator, as well as employees.

"No-Touch" payroll integrations

We offer “No-Touch” integrations with 100+ leading HCM providers to eliminate the burden of managing your plan. We sync to your payroll, process contributions, and handle changes in employee contribution rates. If you are considering other 401(k) or 403(b) providers, be sure to look at the level of integration with your HCM provider!

Absolute Payroll
ADP
Apex
Asure
Bamboo HR
Big Fish
Coastal Payroll
GoCo
Heartland
Insight Merchant Solutions
Intuit QuickBooks Online
isolved
Kazdon
Namely
Netchex
Paycor
Paylocity
Proliant
Rippling
Sequoia
The Payroll Company
Ultimate Kronos Group
Wurk
Zenefits

Our full list of "No-Touch" integrations*:

A&A Employer Services, ABCS Payroll, Absolute Payroll, Ace Workforce Technologies, AccuPay, AccuPay Systems, Accurate Payroll, Run Powered by ADP, ADP TotalSource (Workforce Now payroll only), ADP Workforce Now, AIU Payroll, Alliance HCM, Alliant HR, Apex, Apex Dothan Alabama, Apex Payroll, APS, APS Payroll, Arrow Payroll, Astra Payroll Services, Asure, Auxilium HCM, BambooHR, BFP Services, Big Fish, Capital Payroll, Century Pay, Ceridian, CertiPay, CFO Plans, Charlotte Payroll, Checkmate HCM, Coastal Payroll, Complete Payroll, Corneliuson & Associates, CPM Employer Solutions, Crescent, Crescent Payroll Solutions, CSI Accounting & Payroll, DM Payroll Solutions, Evolution Payroll Services, Express Data Systems, EZ Payroll, Fingercheck, GoCo, Green Leaf Business Solutions, Gusto, Heartland, Highflyer Human Resources, Hire Level, HRmonious, Innovative Business Solutions (IBS), Insight Merchant Solutions, Integrity Payments HCM, Intuit Full Service Payroll, Intuit Online Payroll, QuickBooks Online, iSolved, Justworks, Kazdon, Keystone Payroll, Landmark Payroll, Launch Payroll, Magellan HCM, Managed Pay, Masspay, Merritt Business Solutions, Moulton & Hardin Inc., MyCORE, National Payroll Systems, Namely, Netchex, Next HR Solutions, On-Time Payroll, Panacea Payroll, Paragon Payroll, Paramount HCM, Pay'N'Time, Paychex, Payco, Paycom, Paycor, Payday Employer Solutions, PayDay HRM, Paylocity, Paylogics, PayMedia, PayOut USA, Payroll Data Processing, Payroll Ea$e, Payroll Hub, Payroll Network, Payroll Partners, Payroll Plus HCM, Payroll Professionals, Payroll Services LLC, Payroll Systems, Payrolls Plus, PayrollEasy, PayUSA, PCS HCM, People Guru, Portland Payroll, Premier Now, Proairus, Proliant, Proxus, Quantum Payroll Systems, Red River Payroll, RenderHR, Rippling, Salsbury & Co, Savant HCM, SelfBiz, Sequoia One PEO/Payroll, SHS Payroll, Solex HCM, Southland Data Processing, Star Pay, Switch Payroll Services, The Payroll Company, Thread, Tolu Business Services, TRAX Payroll, The Payroll Network, TriNet Ambrose, TriNet Passport, TruPay, Ultimate Kronos Group, Ultimate Software, United Payroll & Bookkeeping, Vitol Business Solutions, Wage Wizards, Wurk, YAP Payroll, Zenefits, and more...

*Effective Q3 2021

Absolute Payroll
ADP
Apex
Asure
Bamboo HR
Big Fish
Coastal Payroll
GoCo
Heartland
Insight Merchant Solutions
Intuit QuickBooks Online
isolved
Kazdon
Namely
Netchex
Paycor
Paylocity
Proliant
Rippling
Sequoia
The Payroll Company
Ultimate Kronos Group
Wurk
Zenefits

A 401(k) can help recruit and retain employees

Show that your company invests in its employees. A 401(k) plan can increase recruitment and employee retention.

Employees will love saving for their future, the tax benefits, and our built-in investment advising with personalized features.

Employers may also be eligible for up to $15,000 in tax credits for setting up a new plan and another $500 for auto-enrollment.

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