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401(k) retirement resources

Retirement resources designed to help with starting a 401(k), investment advice, regulatory compliance, and more.

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Your comprehensive resource for retirement

Explore a selection of retirement planning resources for both employers and employees. Written by retirement experts, our content passes rigorous standards to ensure that anyone at any stage of their retirement planning journey has the information they need to start working towards a better financial future. 

Resources for Employees

Employees can browse through a wealth of content covering topics such as retirement planning strategies, long-term investing, and detailed explanations of 401(k) rules and regulations. Our resources are designed to help you make informed decisions and maximize your retirement savings.

Resources for Employers

Employers can find comprehensive guides and articles about designing and managing their 401(k) plans. We also provide insights into ERISA compliance regulations, best practices for plan administration, and strategies to enhance employee participation.

Tools and Support

By utilizing our resources, including articles, guides, calculators, and webinars, you can take control of your financial future and meet your retirement goals. Whether you're an employee planning your retirement or an employer looking to see what a 401(k) plan may cost you, we have the tools and support you need.

Take advantage of our calculators to project your retirement savings, or join one of our webinars to get expert advice on specific topics. Our guides offer step-by-step instructions to help you navigate the complexities of retirement planning.

Disclosures

Investment Advisory services are provided through Human Interest Advisors LLC (HIA) to plans that select HIA as the investment adviser. HIA is a Registered Investment Adviser and subsidiary of Human Interest Inc. For such plans, a monthly investment advisory fee is paid to Human Interest Advisors (HIA) of 0.01% of plan assets when HIA acts as a 3(38) fiduciary, or 0.018% when acting as a 3(21) fiduciary. A separate fee for recordkeeping services and custody-related expenses is paid to Human Interest Inc. (HII) of 0.05% of plan assets. Asset-based fees are deducted monthly from the employee's account according to the HII Terms of Service and HIA Terms of Service. All prices are exclusive of applicable taxes. If the plan sponsor elects to hire an external investment advisor, the plan sponsor will pay such advisor as agreed between the plan sponsor and advisor. For more information, please see our pricing page.

As of 12/31/2025, figure represents the weighted average of monthly fund net expenses (“expense ratio”) for participants in new 401(k) plans launched after 8/4/25 and invested in Human Interest Advisors’ Model Portfolios (“Models”). The weighted average monthly expense ratio for participants invested in Models within 403(b) plans ranges from 0.005-0.006%. Provided for illustrative purposes only. Actual, average fund expenses a participant experiences vary based on the specific Model selected, allocation changes to Models, whether participants opt out of Models and choose their own investments and allocations, or allocation drift, especially in volatile markets. Model allocations and underlying fund expenses are subject to change. Before investing, carefully review the fund’s prospectus, factsheet, and/or participant fee disclosure, which includes, among other things, a description of fees and expenses a fund will charge.