Retirement plans can be confusing - in this section, we help demystify the industry.
Learn how 401(k)s work and different contribution types.
Find out how retirement plans are priced and what you can expect to pay.
Featured Topics
401(k)s for Small Businesses and Startups
Read More
There are plenty of reasons why small businesses don't offer 401(k)s.
Find out the pros and cons of 401(k) plans.
Learn about the benefits that come with offering a 401(k).
Find out the pros and cons of 401(k) plans.
Learn about the benefits that come with offering a 401(k).
Different Types of 401(k) Plans
Read More
What are the different plan types you can offer for retirement?
What is non-discrimination testing, and how might it affect me?
How does a 403(b) work, and who qualifies?
What is non-discrimination testing, and how might it affect me?
How does a 403(b) work, and who qualifies?
Browse articles
What to Do When Your 401(k) Loses Value
2018: Q4 Market Downturn (October, November, and possibly December) 38-year period: 1995-2018 You’re socking money away in a 401(k) because… Read More
The Power of 401(k) Automatic Enrollment
The Internal Revenue Service defintes automatic enrollment(also known as automatic contribution arrangement) as “a feature in a retirement plan that… Read More
2018 401(k) Deadlines for Employers and Employees
Whether you’re an employer or an employee, setting up a 401(k) plan is not only a great way to prepare… Read More
401(k) for Mid Size Businesses
Mid-size businesses play an essential role in ensuring that the American workforce is retirement ready. Numbers from the National Center for… Read More
Roth 403(b): After-Tax Option for Non-Profits
Typically offered to private-nonprofit employees, government workers, and church employees, 403(b) plans are defined-contribution plans that allow participants to shelter… Read More
Safe Harbor 401(k) Plans: Everything You Need to Know
At Human Interest, we support all different kinds of retirement plans for small businesses. But one plan we recommend quite… Read More
Why Small Business Owners Don’t Offer a 401(k), But Why They Should (And How They Can!)
An American Express Survey in 2013 said 60% of small business owners were not saving the money they needed for… Read More
Common Cents Lab 2018 – Behavioral Science in Retirement Savings
At Human Interest, we are on a mission to enable every small business in America to provide an affordable retirement… Read More
Moral Objections to the Funds in Your 401(k): What Can You Do?
When you contribute to your 401(k), you can often choose to invest your money in one or several funds. These… Read More
Captain401 is Now Human Interest!
History When we started Captain401 back in 2015, our aim was simple: to provide small businesses and startups with affordable,… Read More