Retirement plans can be confusing - in this section, we help demystify the industry.
Learn how 401(k)s work and different contribution types.
Find out how retirement plans are priced and what you can expect to pay.
Featured Topics
401(k)s for Small Businesses and Startups
Read More
There are plenty of reasons why small businesses don't offer 401(k)s.
Find out the pros and cons of 401(k) plans.
Learn about the benefits that come with offering a 401(k).
Find out the pros and cons of 401(k) plans.
Learn about the benefits that come with offering a 401(k).
Different Types of 401(k) Plans
Read More
What are the different plan types you can offer for retirement?
What is non-discrimination testing, and how might it affect me?
How does a 403(b) work, and who qualifies?
What is non-discrimination testing, and how might it affect me?
How does a 403(b) work, and who qualifies?
Browse articles
Controlled Group 401(k): Owning Multiple Companies and Offering Retirement Benefits
An important part of managing your company’s 401(k) is to meet all employer requirements set by the IRS. One of… Read More
Employer Fiduciary Responsibilities for 401(k) Retirement Plans
If you’re an employer that offers a 401(k) plan, you should be aware that doing so means you take on… Read More
401(k) Student Loan Repayment: How This Could Work for Small Businesses
Throughout the U.S., employers are facing the tightest job market in history. While the nationwide unemployment rate stood at 3.7… Read More
Employee Benefits for Cooperatives: 401(k) Retirement Plan Recommendations For Your Members
Cooperatives are institutions that are co-owned and operated by their members for mutual benefit. The most well-known type of cooperative… Read More
What to Do When Your 401(k) Loses Value
2018: Q4 Market Downturn (October, November, and December) 38-year period: 1980-2018 You’re socking money away in a 401(k) because you… Read More
The Power of 401(k) Automatic Enrollment
The Internal Revenue Service defintes automatic enrollment(also known as automatic contribution arrangement) as “a feature in a retirement plan that… Read More
2018 401(k) Deadlines for Employers and Employees
Whether you’re an employer or an employee, setting up a 401(k) plan is not only a great way to prepare… Read More
401(k) for Mid Size Businesses
Mid-size businesses play an essential role in ensuring that the American workforce is retirement ready. Numbers from the National Center for… Read More
Roth 403(b): After-Tax Option for Non-Profits
Typically offered to private-nonprofit employees, government workers, and church employees, 403(b) plans are defined-contribution plans that allow participants to shelter… Read More
Safe Harbor 401(k) Plans: Everything You Need to Know
At Human Interest, we support all different kinds of retirement plans for small businesses. But one plan we recommend quite… Read More