A 401(k) Alternative to Illinois' Secure Choice
See how a 401(k) compares to Secure Choice.
Is your company looking for an alternative to Illinois Secure Choice? A Human Interest 401(k) is an affordable option that meets state requirements.

Retirement plans are complex. Let Human Interest guide you.
Get guidance on 401(k) plan administration, IRS testing, and government filings for your Illinois business with expertise from Human Interest.
In-house recordkeeping
Automated plan administration tracks participation, contributions, distributions, and more.
Regulatory support
We provide support by preparing select government filings. And for some clients, we sign and file the Form 5500.1
On-demand reporting
Get a 360-degree view of your plan, access reports, and see which employees have joined.
Plan compliance & testing
Don’t stress about IRS testing and regulatory deadlines. We’ll help handle them for you.
Learn how a Human Interest 401(k) compares to Illinois Secure Choice


A 401(k) may be more affordable than you think.
Human Interest plans come with transparent pricing—and zero transaction fees.
Monthly pricing starting at only:
base fee
per eligible employee
Employee fee: In the event that the plan sponsor elects to use Human Interest Advisors’ advisory services, an advisory Fee of 0.50% of plan assets per year is billed to the plan and allocated to the employee’s account. In addition, employees pay underlying fund fees. If the plan sponsor wants to bring in a third-party advisor, the third-party advisor fee would be defined as part of a separate agreement. For more information, please see our pricing page.

An Illinois Secure Choice Alternative
Focus on running your business. We’ll help with your retirement plan.
Reduce manual work in processing contributions. Integration with 450+ payroll providers streamlines essential tasks.3
Easy to start, easy to use. Admin dashboards provide insight into plan participation, reporting, and more.
Automate administration. We offer recordkeeping and compliance—plus select fiduciary services depending on your plan.
The SMB 401(k) with the most payroll integrations3
Help take the burden off your HR team. We sync with 450+ payrolls to help streamline administrative tasks.
Illinois small business owners - start your 401(k) in minutes
1
Provide your information
Enter your basics (payroll provider, bank details, etc.)
2
Customize your plan
Choose from flexible plan designs to fit your needs
3
Launch your 401(k)
We’ll connect to your payroll provider and launch your plan