A 401(k) Alternative to Colorado SecureSavings
See how a 401(k) compares to SecureSavings.
Is your company looking for an alternative to Colorado's SecureSavings plan? A Human Interest 401(k) is an affordable option that meets state requirements.
Retirement plans are complex. Let Human Interest guide you.
Get guidance on 401(k) plan administration, IRS testing, and government filings for your Colorado business with expertise from Human Interest.
In-house recordkeeping
Automated plan administration tracks participation, contributions, distributions, and more.
Regulatory support
We reduce fiduciary liability by preparing select government filings. And for some clients, we sign and file the Form 5500.2
On-demand reporting
Get a 360-degree view of your plan, access reports, and see which employees have joined.
Plan compliance & testing
Don’t stress about IRS testing and regulatory deadlines. We’ll help handle them for you.
Stay compliant. Learn about upcoming deadlines.
Employers found to be non-compliant will be fined up to $100 per eligible employee per year, not to exceed an aggregate amount of $5,000 in a calendar year.1
Learn how a Human Interest 401(k) compares to Colorado SecureSavings
A 401(k) may be more affordable than you think.
Human Interest plans come with transparent pricing, a $499 setup fee, and zero transaction fees.*
Monthly pricing starting at only:
base fee
per eligible employee
An investment advisory fee is paid to Human Interest Advisors (HIA) of 0.01% of plan assets and a separate fee for recordkeeping services and custody-related expenses is paid to Human Interest Inc. (HII) of 0.05% of plan assets. Both fees are deducted on a monthly basis from the employee's account according to the HII and HIA Terms of Service. All prices are exclusive of applicable taxes. If the plan sponsor elects to hire an external investment advisor, the plan sponsor will pay such advisor as agreed between the plan sponsor and advisor. For more information, please see our pricing page.
* Applies to all transaction types. For non-rollover distributions, shipping and handling fees may apply to requests for check issuance and delivery.
The SMB 401(k) with the most payroll integrations5
Help take the burden off your HR team. We sync with 500+ payrolls to help streamline administrative tasks.
A Colorado SecureSavings Alternative
Focus on running your business. We’ll help with your retirement plan.
Reduce manual work in processing contributions. Integration with 500+ payroll providers streamlines essential tasks.5
Easy to start, easy to use. Admin dashboards provide insight into plan participation, reporting, and more.
Automate administration. We offer recordkeeping and compliance—plus select fiduciary services depending on your plan.
MAXIMIZE TAX SAVINGS FOR YOUR BUSINESS
A 401(k) may mean more tax credits for Colorado employers.
Eligible employers may be eligible for tax credits of up to $5,000/year for three years for setting up a new 401(k) + $500/year for three years for setting up auto-enrollment.3
Clear, affordable 401(k) pricing
Customized retirement plans start at $120 per month + $5 per employee per month.
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