The 401(k) for small and medium sized businesses
The 401(k) for small and medium sized businesses
See why our customers choose us1
401(k)s aren't expensive anymore
Built for small and medium-sized businesses, we offer customized, full-service retirement plans starting at $120 per month + $4 per employee per month.
Easy to start, great as you grow.
We’re here for your company now and in the future. Human Interest takes the hassle out of managing your company’s 401(k): compliance testing, recordkeeping, paperwork—even automating syncs with your payroll.
Flexible, customized retirement plans
We offer Traditional and Roth 401(k)s, 403(b)s, safe harbor plans, and profit-sharing plans — we’ll help you figure out the best plan for you. Employers can customize matching and vesting options.
Support for employees and admins
We offer an easy-to-use interface as well as separate dashboards for employers and employees, helping you find the information you need. We’re also available by phone and email for support. We serve as a plan investment manager (3(38) or investment advisor 3(21) fiduciary and are legally required to act in your best interest.
Start your small business 401(k) in minutes
01
Provide your information
Enter your basics (payroll provider, bank details, etc.)
02
Customize your plan
Choose from flexible plan designs to fit your needs
03
Launch your 401(k)
We’ll connect to your payroll provider and launch your plan
How much does it cost?
Plans start at:
Essentials (Monthly Price)
One-time setup fee of $499 may apply.
Get StartedWith Human Interest, you get a 401(k) that's...
Easy
Our plans are easy to start and even easier to use. Sign up in a few easy steps.
Affordable
Our plans come with transparent pricing. Plan costs $120 per month + $4 per eligible employee, with a $499 setup fee.
Automated
Administrative aspects, like enrollment, payroll sync, and compliance are streamlined or automated.
Supported
You’ll get ongoing account support to oversee the setup process and to help both your plan administrator and your employees.
Recruit and retain employees
Show that your company invests in its employees. Increase your recruitment and retention rates with a competitive benefits package, including a retirement savings plan. Your employees will love our built-in investment advising. And there’s tax benefits to starting a plan: employees can get tax benefits for saving for their future and employers may be eligible for up to $15,0002 in tax credits for setting up a new plan.
We integrate with more than 100 payroll providers
