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Rippling 401(k) Payroll Integration

Power your 401(k) with Rippling.

See why we have the highest G2 Satisfaction Score in 401(k).1 Get started in just a few minutes.

G2’s “Highest Rated 401(k) Software” list ranking as of 10/23/25. Ratings are based on the product’s satisfaction score, which is calculated by a proprietary algorithm that factors in real-user satisfaction ratings from review data. Of the 23 listed 401(k) software products, six products qualified. Human Interest’s overall G2 score is 4.3 out of 5, as of 10/23/25. Ratings fluctuate in real-time. Solicited clients for reviews in exchange for de-minimis non-cash compensation. Solicitation and non-cash compensation make a customer more likely to portray Human Interest favorably. Testimonials may not be representative of the experience of others and past success does not guarantee future results. Previously, Human Interest offered gift cards as an incentive for customers to complete reviews. A higher value was offered for non-anonymous testimonials. Read our full disclosures here.

What sets us apart

Thousands of Rippling customers choose Human Interest

  • Customize at no extra cost: Choosing the right 401(k) plan and investment options shouldn’t require an upgrade. Fully customize your 401(k), and change it anytime you’d like, at no additional cost.

  • Clear, upfront pricing for both employers and employees: Human Interest eliminated 30+ transaction fees4 typically charged by 401(k) providers. Plus, Human Interest Advisors' model portfolios are built with low-cost funds across a wide range of asset classes.2

  • Award-winning customer service: When you or your employees need support, we have 250+ US-based specialists standing by—over 2x as many as other providers in Rippling’s marketplace.

Automate admin work

We sync employee data, process contributions, and sign important IRS forms for you.3

Maximize employees savings

Help your employees save more for retirement with zero transaction fees4 and fully transparent pricing.

Delight your employees

Sign up to start saving in minutes. Both first-time savers and experienced investors get built-in advice and education.

Get Started

Human Interest was easy to set up. It has been easy to manage as we add new employees, and I love the low/no-fee approach. I also love that they gave our employees investment options that are ultra-low-fee. Overall, it's a great product.

Jason Mollner

Managing Partner, Probity Tax Recovery

Human Interest solicited clients for testimonials. Active solicitation may make a client more likely to portray Human Interest favorably. Testimonials are unique to an individual, may not be representative of the experience of others, and past success does not guarantee future results. Read our full disclosures here.

Launch your retirement plan in minutes

Create a profile

Create an account to streamline employee management and payroll deductions

Select a match level

Choose from expertly crafted plan design options to support your business goals 

Select a service level

Choose from three options, each with transparent pricing and flexibility

Review plan documents

Review your 401(k) details and sign electronically

Connect your bank

Securely & quickly connect your bank to automate contributions every payroll cycle

Get excited for enrollment day

We'll notify employees about enrollment and help them learn about saving for retirement

Start a 401(k) in a few steps

Get Started

Award-winning 401(k) provider

G2 Leaders as of 8/15/25. To qualify a product must place in the “Leaders Quadrant" of the G2 Grid at the end of the quarterly evaluation period. The G2 Grid maps qualifying companies into quadrants based on User Satisfaction rating and a Market Presence score that considers data from online sources, including, among other criteria, the amount of reviews and web presence. A product must have 10 reviews to be considered. In this period, 6 out of the 22 products listed in the 401(k) software category on G2 qualified. During this period, Human Interest solicited clients for G2 reviews in exchange for nominal non-cash compensation. Active solicitation and non-cash compensation will make a customer more likely to portray Human Interest favorably. Testimonials may not be representative of the experience of others and past success does not guarantee future results. From 5/25/22-12/31/22, Human Interest offered gift cards as an incentive for customers to complete G2 reviews. A higher nominal value was offered for non-anonymous reviews. The G2 Grid is updated daily. View g2.com for the most recent grid results, here for full methodology, and our reviews for most recent rating. 

TrustRadius Rating of 8.7 out of 10, as of 8/15/25. Ratings fluctuate in real-time. Visit here for most recent rating. Human Interest solicited clients for reviews in exchange for nominal non-cash compensation. Active solicitation and non-cash compensation will make a customer more likely to portray Human Interest favorably. Testimonials may not be representative of the experience of others and past success does not guarantee future results. From 8/23/22-12/31/22, Human Interest offered gift cards as an incentive for customers to complete reviews. “Top Rated 2023” award criteria: based entirely on customer reviews, 10 reviews required, trScore of 7.5 or higher, and must earn >0.5% of all site traffic in the category. 

Human Interest was awarded the “Gold Stevie Award" medal in the 2025 Stevie AwardsⓇ for Sales & Customer Service in “Customer Experience.” The company was awarded a “Silver Stevie Award” in “Customer Service Employer of the Year.” Winners were determined by the average scores of more than 170 professionals worldwide in the three-month judging process. Read more about the winning organizations: https://stevieawards.com/sales/2025-stevie-award-winners#CustomerServiceTeam and criteria for the award here: https://stevieawards.com/aba/judging-awards-process. American Business Awards are registered trademarks of Stevie Awards, Inc. Stevie Awards, Inc. is not affiliated with Human Interest. This recognition is not indicative of Human Interest’s future performance.

These recognitions are not indicative of Human Interest’s future performance. Read our full disclosures here: www.humaninterest.com/disclosures/.

Rippling payroll integration FAQs

Disclosures

  1. 2

    Investment advisory services are offered through Human Interest Advisors LLC, a Registered Investment Adviser and subsidiary of Human Interest Inc. An investment advisory fee is paid to Human Interest Advisors (HIA) of 0.01% of plan assets and a separate fee for recordkeeping services and custody-related expenses is paid to Human Interest Inc. (HII) of 0.05% of plan assets. Both fees are deducted on a monthly basis from the employee's account according to the HII and HIA Terms of Service. All prices are exclusive of applicable taxes. If the plan sponsor elects to hire an external investment advisor, the plan sponsor will pay such advisor as agreed between the plan sponsor and advisor. For more information, please see our pricing page.

  2. 3

    We prepare select government filings (e.g., the Form 5500). Signing on behalf of customer reserved for Concierge & Complete pricing plans.

  3. 4

    Applies to all transaction types. For non-rollover distributions, shipping and handling fees may apply to requests for check issuance and delivery.