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Human Interest 401(k) vs. New York Secure Choice: how do they compare?

With New York Secure Choice, private-sector companies with at least 10 employees that have been in business for at least two years and have not offered employees a qualified retirement plan such as a 401(k) or 403(b) are required to opt in to the state-run plan or offer an employer sponsored plan, such as those offered by Human Interest. The deadlines for New York Secure Choice Savings Program are still uncertain, however, employers must have a payroll deposit retirement savings arrangement no later than nine months after the New York Secure Choice Savings Program Board opens the program for enrollment.

But is New York Secure Choice right for your business? Our guide reviews the differences between the state-provided IRA option vs. a 401(k) plan.

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