401(k) retirement plans for Franchises
The 401(k) for franchises.
Whether you are a franchisee or you’re a franchisor, Human Interest can help your business stay competitive.
A retirement plan your employees will thank you for
Strengthen your benefits package to address a tough talent market. Providing employees with an easy-to-use 401(k) plan is key when competing for great talent.
Automation
Get access to integration with 500+ payroll providers. We sync to payroll, handle record keeping, and monitor compliance so clients don’t have to.1
Compliance and liability
We can take on some of the responsibility and liability as a 3(16) Fiduciary Services Provider, handling the day-to-day operation and most compliance-related tasks.2
Access to funds
You as an employer can access mutual funds from every major asset category.
Reporting
Through an advisor portal, you can monitor and prepare for plan reviews.
Benefits for franchise owners
A Human Interest 401(k) can help you:
Recruit top talent with a competitive benefits offering.
Reduce turnover by engaging and rewarding your current employees.
Maximize tax savings for your business.
Comply with retirement legislation and avoid potential fines for noncompliance
Your all-in-one 401(k) solution
Transparent pricing with zero transaction fees.
Flexible plans and portfolios. Choose from a pre-built plan or customize your own to fit the needs of your business.
Easy to save and invest. Our simple, intuitive interface enables customers to sign up within minutes.
Education to empower participants. Employees have 24/7 access to our Learning Center and financial wellness tools. Enrollment webinars in English and Spanish.
Comply with retirement legislation
Across the country, several states are requiring employers to offer retirement benefits.
Starting a 401(k) can help you comply with legislation and avoid costly penalties. We can help.
Transparent pricing
We offer bundled, small plan 401(k), 403(b) solutions at a low cost with zero transaction fees.
Monthly pricing starting at only:
base fee
per eligible employee
An investment advisory fee is paid to Human Interest Advisors (HIA) of 0.01% of plan assets and a separate fee for recordkeeping services and custody-related expenses is paid to Human Interest Inc. (HII) of 0.05% of plan assets. Both fees are deducted on a monthly basis from the employee's account according to the HII and HIA Terms of Service. All prices are exclusive of applicable taxes. If the plan sponsor elects to hire an external investment advisor, the plan sponsor will pay such advisor as agreed between the plan sponsor and advisor. For more information, please see our pricing page.
Resources for franchise owners
Franchises + 401(k)s
Discover the potential benefits of offering your franchise employees a retirement benefit.
Integrating your payroll
Integrate your payroll and retirement benefit to help reduce administrative headaches.
401(k) & part-time employees
What to know when considering offering retirement benefits to part-time employees.
