The 401(k) for small and medium sized businesses

4.5 stars on G25 stars on Google

The 401(k) for small and medium sized businesses

4.5 stars on G25 stars on Google

See what customers say1

human interest reviews on g2
google ratings for human interest
g2 badge - Users love us - human interest reviews
g2 badge - Users love us - human interest reviews

401(k)s aren't expensive anymore

Built for small and medium-sized businesses, we offer customized, full-service retirement plans starting at $120 per month + $4 per employee per month.

Easy to start, great as you grow.

We’re here for your company now and in the future. Human Interest takes the hassle out of managing your company’s 401(k): compliance testing, recordkeeping, paperwork—even automating syncs with your payroll.

How it works

Flexible, customized retirement plans

We offer Traditional and Roth 401(k)s, 403(b)s, safe harbor plans, and profit-sharing plans — we’ll help you figure out the best plan for you. Employers can customize matching and vesting options.

Learn more about our investment philosophy

Support for employees and admins

We offer an easy-to-use interface as well as separate dashboards for employers and employees, helping you find the information you need. We’re also available by phone and email for support. We serve as a plan investment manager (3(38) or investment advisor 3(21) fiduciary and are legally required to act in your best interest.

Learn more about our pricing

Start your small business 401(k) in minutes

01

Provide your information

Enter your basics (payroll provider, bank details, etc.)

02

Customize your plan

Choose from flexible plan designs to fit your needs

03

Launch your 401(k)

We’ll connect to your payroll provider and launch your plan

How much does it cost?

Plans start at:

Essentials (Monthly Price)

$120
base fee
$4
per employee

One-time setup fee of $499 may apply.

Get Started

With Human Interest, you get a 401(k) that's...

Easy

Our plans are easy to start and even easier to use. Sign up in a few easy steps.

Affordable

Our plans come with transparent pricing. Plan costs $120 per month + $4 per eligible employee, with a $499 setup fee.

Automated

Administrative aspects, like enrollment, payroll sync, and compliance are streamlined or automated.

Supported

You’ll get ongoing account support to oversee the setup process and to help both your plan administrator and your employees.

Recruit and retain employees

Show that your company invests in its employees. Increase your recruitment and retention rates with a competitive benefits package, including a retirement savings plan. Your employees will love our built-in investment advising. And there’s tax benefits to starting a plan: employees can get tax benefits for saving for their future and employers may be eligible for tax credits of up to $5,000/year for three years for setting up a new 401(k) + $500/year for three years for setting up auto-enrollment.2

We integrate with more than 200 payroll providers

AccuPay Net
ADP
Alliance HCM
Alliant HR
Apex
Arrow Payroll
Astra Payroll
Asure
Bamboo HR
Capital Payroll
Charlotte Payroll
Checkmate HCM
Coastal Payroll
Employee Care
Express Data Systems
EZ Payroll
Fingercheck
GoCo
Gusto
Heartland
Insight Merchant Solutions
Innovative Business Solutions
Intuit QuickBooks Online
isolved
Kazdon
Namely
Netchex
Panacea Payroll
Paramount HCM
Paycom
Paycor
PayDay Employer Solutions
Pay 'n Time
Payday Human Resource Solutions
Paylocity
PayrollHub
Payroll Partners
Payrolls Plus
Payroll Partners HR
Payroll Systems
People Guru
Proairus
Proliant
Render HR
Rippling
Savant HCM
Selfbiz
Sequoia
ShaBro Alternative Business Solutions
StarPay
Switch Payroll Services
The Payroll Company
Thread HCM
TruPay
Ultimate Kronos Group
Wurk
TriNet Zenefits

Notes

1

G2 ratings are based on reviews of Human Interest Inc.’s 401(k) administrative services. G2 is responsible for the calculation methodology of the ratings and details can be obtained at (research.g2.com/g2-scoring-methodologies). The G2 rating was awarded on 03/10/2022 and is based upon reviews collected between 06/20/2019 and 03/10/2022. Human Interest has directly provided compensation to G2 in connection with obtaining and using the G2 rating. Clients participating in the G2 ratings were solicited by Human Interest and received nominal non cash compensation. Receipt of non cash compensation incentivizes individuals to positively recommend services and products, creating a conflict of interest.

2

Google ratings are based on reviews of Human Interest Inc.’s 401(k) administrative services. Google is responsible for the calculation methodology of the ratings and details can be obtained at Google (hi-info.co/googlereviews). As of April 2022, Human Interest has a Google rating of 4.3 stars and is based upon reviews collected between 2020 and 2022. Human Interest has directly provided compensation to Google in connection with obtaining and using the Google rating.

3

Human Interest was named one of the Best Employee Retirement Plans of 2022 (updated July 1, 2022) by Business.com. The Editors gave an overall score of 9.5/10 and the title “Best for Affordability”, based on its review of 23 providers “to determine the 10 best employee retirement plans.” Evaluated criteria include: setup costs, prices for employers, plan types, and investment fees. The rating did not consider investment performance.  Human Interest has a paid partnership with Business.com where compensation is paid to Business.com per lead. This creates a financial incentive to add firms, with similar arrangements, to the “best of” list. The rating is not indicative of Human Interest’s future performance. Read more: www.business.com/categories/best-employee-retirement-plans