3% CASH BACK TERMS & CONDITIONS
Qualifying participants will receive 3% cash back on the total value of their employee contributions from paycheck deferrals (i.e., excluding any rollovers, employer contributions or allocation of forfeitures) during the Contribution Period (defined below). The minimum cash back amount is $100 and the maximum is $250. After all eligibility criteria are met (see below “Offer Rules”), the cash back award will be delivered via email in the form of a Visa® or Mastercard® or similar gift card or prepaid debit card. The award will be delivered to the email address indicated on the online claim form submitted by the participant to claim the award. The award will be delivered within 10 business days after completion of the Contribution Period and submission of the online claim form. Human Interest Inc. (“Human Interest”) is not responsible for, and will not replace, any lost, damaged or stolen gift card or any gift card that is undeliverable, or does not reach the participant because of an incorrect or changed email address or similar reasons.
This offer of 3% cash back (minimum $100, maximum $250) is valid for individuals who enroll in a 401(k) or 403(b) plan sponsored by their employer and administered by Human Interest (“Plan”). To be eligible, you must meet the following additional requirements, as determined within Human Interest’s final sole discretion: (a) earn $60,000 or less in gross income during the Contribution Period (defined below), as indicated in payroll records provided to Human Interest by the employer or the employer’s payroll provider, as applicable; and (b) make a payroll contribution to the Plan between June 1, 2023 and January 1, 2024 (i.e., your qualifying Contribution Period will start from that date); and (c) maintain continuous employment with your employer and enrollment in the Plan during the entire Contribution Period; and (d) complete the Plan onboarding process (i.e., set up a password, confirm contact information, set contribution rate, choose your portfolio, click confirm) in your account Dashboard and set your total contribution rate at 8% or more on your account Dashboard for an entire consecutive 12-month period (“Contribution Period”); and (e) submit the online claim form at www.humaninterest.com/lp/get-my-kickstart to claim the award within 6 months of completing the Contribution Period. If you participate in multiple Plans administered by Human Interest, the contribution requirement (8%) must be met by contributing in a Plan individually and cannot be aggregated across multiple Plans to meet the minimum requirement.
This offer is nontransferable and limited to one cash back award of up to $250 per individual. Cannot be combined with any other offers.
Human Interest reserves the right to modify these terms and conditions or terminate this offer at any time.
This offer is not valid for non-US residents, employees of Human Interest and its affiliates, and residents of any jurisdiction where this offer is not valid.
Human Interest offers and awards may be subject to US withholding taxes and reporting at retail value. Taxes related to these offers and awards are the recipient’s responsibility.
You could lose money by investing in the Plan. Investing involves risk, including risk of loss. Past performance does not guarantee future results. Consult an appropriate professional regarding your situation. Human Interest does not provide tax or legal advice.
This program is administered and offered by the recordkeeper, Human Interest Inc. ("HII"). HII's subsidiary and Registered Investment Adviser, Human Interest Advisors' asset-based fees will increase if a plan participant participates in the program.