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A 401(k) Alternative to Nevada NEST

Upgrade your retirement plan from Nevada NEST to Human Interest.

Join thousands of Nevada businesses that use Human Interest as their retirement plan provider. Choose an affordable retirement plan that can help your business get peace of mind and meet state mandate requirements.

Transform your Nevada business benefits with a 401(k)

Choose a plan that fits your business, not the other way around.

Scale with confidence

Your retirement plan should grow with your business. With Human Interest, you can tailor your 401(k) plan to align with your needs—whether you choose a pre-built plan or create a custom one. Easily modify features like eligibility, employer matching, and profit sharing without additional costs.

Learn how a Human Interest 401(k) compares to Nevada NEST

NEST IRA

Human Interest 401(k)

$7,000 contribution limit.
$8,000 if 50 and older.2
$23,500 contribution limit.
$31,000 if 50 and older.3
Few payroll integration partners. 500+ payroll integration partners.4
75+ hours of administration work on average per year.4 Administrative and payroll processing time savings can equal $7,500 per year.5
Little flexibility with rigid rules around lower contribution limits and one-size-fits-all plan features. Adaptable and scalable, including profit sharing, higher contribution limits, safe harbor, and more!
Very little to no support. Award-winning, dedicated customer support. Our US-based, 250-person team is ready to assist with any questions or concerns.
Zero access to tax credits or sheltering opportunities. Claim tax deductions on employer contributions, reducing your taxable income. Plus, new plans can qualify for up to $16,500 in tax credits over three years.6

Get a smarter retirement solution with Human Interest

Get Started

Nevada employers: See how much your new 401(k) plan really costs

Get tax credits up to $16,500 ($5,500/yr up to 3 years) for starting a new 401(k) plan with auto-enroll.6

Notes

1

Investment Advisory services are provided through Human Interest Advisors LLC (HIA) to plans that select HIA as the investment adviser. HIA is a Registered Investment Adviser and subsidiary of Human Interest Inc. For more information on our investment advisory services, please visit http://www.humaninterest.com/hia/.

2

Contributions. nest.nv.gov. https://nest.nv.gov/savers/contributions

4

Human Interest, 2023. For a full list of payroll integrations please visit: https://humaninterest.com/payrolls/

5

Human Interest internal data as of February 28, 2024. Calculations are based on customer information, including 50 hours of 401(k) administration management per year and one hour of payroll management per pay cycle at a $100 per hour rate. Actual cost savings may differ.

6

Retirement Plans Startup Costs Tax Credit. IRS.gov. https://www.irs.gov/retirement-plans/retirement-plans-startup-costs-tax-credit