Human Interest 401(k) vs. New Jersey Secure Choice: how do they compare?

RetireReady NJ is a state-sponsored retirement savings program that increases access to affordable retirement savings for private-sector workers. While state-sponsored retirement plans may be easy to opt into, programs like RetireReady NJ lack flexibility and control for employers and have lower contribution limits compared to a 401(k).

But is RetireReady right for your business? Our guide reviews the differences between the state-provided IRA option vs. a 401(k) plan.