401(k) Plan Provider
Run your business, we'll handle your 401(k).
Human Interest is working to take the complexity out of retirement benefits, offering a coordinated approach that saves you time and supports your team’s future.
ODs on Finance exclusive pricing
Secure your special pricing before December 31, 2026.1
Concierge monthly pricing starting at only:*
base fee
per eligible employee
Special pricing for ODs on Finance includes billing per participating employees only. Plans must sign before December 31, 2026 to receive the special pricing. After the first year, the employer will be billed per eligible employees and fees will be assessed at the then current list price. Special pricing for ODs on Finance does include a discount of the Human Interest recordkeeping services and custody-related asset fee of 0.6% per year. It does not include a waiver or discount on the Human Interest Advisors investment advisory fee of 0.12% per year. These fees are deducted monthly from employee accounts. Other fees may apply. See the HII Terms of Service and HIA Terms of Service for more information.
Asset-based fees are deducted monthly from the employee’s account according to the HII Terms of Service and HIA Terms of Service. All prices are exclusive of applicable taxes. If the plan sponsor elects to hire an external investment advisor, the plan sponsor will pay such advisor as agreed between the plan sponsor and advisor.
401(k) plans for small business
Streamline 401(k) retirement benefits
Get an affordable, full-service 401(k). Trusted by 40,000+ SMBs.
Easy to start, easy to use: Admin dashboards provide insight into plan participation, reporting, and more.
Automate administration: Recordkeeping, 401(k) plan compliance, and select fiduciary services—all included.2
Customize your plan: Flexible plan design—including matching and vesting options—to meet your needs.
Humans when you need it, automation when you don't.
Reduce manual work: Integration with 600+ payroll providers keeps employee data in sync and processes contributions automatically.5
Count on customer service: Get dedicated U.S.-based support backed by our Customer Experience Guarantee — if we miss our service standards, you get compensated.6, 7
Give your employees the 401(k) they deserve.
Easy onboarding: Employees can sign up in minutes—no paperwork, no confusion.
Easy-to-navigate dashboard: Employees can quickly check balances and update preferences.
Built-in education: Enrollment webinars and online resources help employees get the most from plans.
The SMB 401(k) with the most payroll integrations3
Help take the burden off your HR team. We sync with 600+ payrolls to help streamline administrative tasks. With Human Interest, your clients can enjoy an expertly-designed retirement plan that automates administration and automatically syncs your payroll.
(K)ICKSTART EMPLOYEE SAVINGS
The first 401(k) with 3% cash back on contributions4
(k)ickstart® your employees’ retirement with:
3% cash back on employee contributions (min. $100, max. $250), a special perk for those making $60,000 or less per year
Financial education via (k)ickstart® classroom, a free 10-part course featuring bite-sized videos designed for first-time savers
Award-winning customer service, enrollment webinars in Spanish & English, and a mobile-optimized experience
Recognized as a leader.
Human Interest is the #1 rated 401(k) software on G25
5. G2’s “Highest Rated 401(k) Software” list ranking as of 10/5/26. Ratings are based on the product’s satisfaction score, which is calculated by a proprietary algorithm that factors in real-user satisfaction ratings from review data. Of the 23 listed 401(k) software products, six products qualified. Human Interest’s overall G2 score is 4.3 out of 5, as of 10/5/26. Ratings fluctuate in real-time. Solicited clients for reviews in exchange for de-minimis non-cash compensation. Solicitation and non-cash compensation make a customer more likely to portray Human Interest favorably. Testimonials may not be representative of the experience of others and past success does not guarantee future results. Previously, Human Interest offered gift cards as an incentive for customers to complete reviews. A higher value was offered for non-anonymous testimonials. Read our full disclosures here.
Start your 401(k) in as little as 10 minutes
1
Provide your information
Enter basic details
2
Customize your plan
Choose from flexible designs
3
Launch your 401(k) plan
We'll connect & launch your plan