The eligibility period has now been extended so that you may still qualify for this cash back offer if you make a payroll contribution to your Plan by December 31, 2025 (previously December 31, 2024).
3% CASH BACK TERMS & CONDITIONS
OFFER DETAILS
After all eligibility criteria are met (see below “Offer Rules”), qualifying participants will receive 3% cash back on the total value of their employee contributions from paycheck deferrals (i.e., excluding any rollovers, employer contributions or allocation of forfeitures) during the Contribution Period (defined below). The cash back award will be provided in the form of a Visa® or Mastercard® or similar gift card or prepaid debit card. The minimum cash back amount is $100 and the maximum is $250. The award will be delivered to the email address indicated on the online claim form submitted by the participant within 10 business days after completion of the Contribution Period and submission of the online claim form. Human Interest Inc. (“Human Interest”) is not responsible for, and will not replace, any lost, damaged or stolen gift card or any gift card that is undeliverable, or does not reach the participant because of an incorrect or changed email address or similar reasons.
OFFER RULES
This offer of 3% cash back (minimum $100, maximum $250) is valid for participants who enroll in a 401(k) or 403(b) plan sponsored by their employer and administered by Human Interest (“Plan”). To be eligible, you must meet the following requirements, as determined within Human Interest’s final sole discretion: (a) you must earn $60,000 or less in gross income during the applicable 12-month consecutive period during which your eligibility is determined (“Contribution Period”) , as indicated in payroll records provided to Human Interest by the employer or the employer’s payroll provider, as applicable; (b) you must make a payroll contribution to the Plan between June 1, 2023 and December 31, 2025 (i.e., your qualifying Contribution Period will start from that date); (c) you must maintain continuous employment with your employer and enrollment in the Plan during the Contribution Period; (d) you must complete the Plan onboarding process (i.e., set up a password, confirm contact information, set contribution rate, choose your portfolio, click confirm) in your account Dashboard,and set your total contribution rate at 8% or more on your account Dashboard for the entirety of the Contribution Period; (e) for participants with a Contribution Period beginning on or after January 1, 2024, in connection with the onboarding in subsection (d) above, you must be electing to contribute to the Plan for the first time–you cannot increase an existing deferral election to qualify; and (f) you must submit the online claim form at www.humaninterest.com/lp/get-my-kickstart to claim the award within 6 months after completing the Contribution Period. If you participate in multiple Plans administered by Human Interest, the contribution requirement (8%) must be met by contributing to a Plan individually and cannot be aggregated across multiple Plans to meet the minimum requirement.
OFFER LIMITATIONS
This offer is nontransferable and limited to one cash back award of up to $250 per participant. Cannot be combined with any other offers.
Human Interest reserves the right to modify these terms and conditions or terminate this offer at any time, including as needed to comply with applicable law.
This offer is not valid for non-US residents, employees of Human Interest and its affiliates, and residents of any jurisdiction where this offer is not valid.
Human Interest offers and awards may be subject to US withholding taxes and reporting at retail value. Taxes related to these offers and awards are the recipient’s responsibility.
You could lose money by investing in the Plan. Investing involves risk, including risk of loss. Past performance does not guarantee future results. Consult an appropriate professional regarding your situation. Human Interest does not provide tax or legal advice.
This program is administered and offered by Human Interest. Human Interest’s wholly owned subsidiary and registered investment adviser, Human Interest Advisors LLC (“HIA”), provides services to the Plan. Human Interest’s and HIA’s asset-based fees will increase if you participate in this program.
Last updated December 19, 2024
