Frequently Asked Questions

Human Interest is a 401(k) provider for small and medium-sized businesses.

If you are already a Human Interest customer with a question, we are here to help. Both employees and employers can give us a call at (855) 622-7824 Monday – Friday, 9 AM to 5 PM Pacific Time or email us at [email protected]

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You can also browse the topics below to find what you are looking for.

How long does it take to set up a retirement plan for my company?

How much does a 401(k) or 403(b) cost employers?

How much does a 401(k) or 403(b) cost employees?

How can I reach Human Interest?

What investment services do you provide?

What tax credits are available to employers?

Do I have to provide an employer match?

Why should I offer an employer match?

What is a safe harbor plan?

How can you help my employees save for retirement?

What should I look for in a 401(k) plan and provider?

Do you have integrations with any payroll providers?

Do you provide any kind of financial wellness training?

Why do small and medium-sized businesses need a 401(k) ?

How do I set up a new bank account for contributions and 401(k) service fees?

What does “fiduciary duty” mean?

What’s the difference between a 403(b) and a 401(k)?