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Comprehensive 401(k) and retirement-related articles for employers and employees

Our library of articles is a valuable resource for anyone looking to deepen their understanding of retirement concepts, strategies, and options. Written and reviewed by industry experts, our articles cover a broad spectrum of topics, from the basics of retirement savings to advanced investment techniques and regulatory updates.

Support for 401(k) employers and plan sponsors

Employers can find articles that help them navigate the complexities of offering retirement benefits. Topics include plan design, employee engagement, and compliance with ERISA regulations, supporting you in creating robust retirement plans that benefit both your business and your employees.

Guidance for employees on their road to retirement

Employees will benefit from practical advice on saving for retirement, managing investments, and planning for various stages of their retirement journey. Our articles cover maximizing 401(k) contributions, understanding the impact of fees, and strategies for withdrawing funds in retirement, among other essential topics.

Commitment to quality and accuracy

At Human Interest, we are committed to providing accurate, authoritative, and approachable information. Our editorial policy ensures that all content is thoroughly researched, fact-checked, and regularly updated. We strive to make complex topics understandable and actionable, helping you make informed decisions about your retirement planning.

Disclosures

Investment Advisory services are provided through Human Interest Advisors LLC (HIA) to plans that select HIA as the investment adviser. HIA is a Registered Investment Adviser and subsidiary of Human Interest Inc. For such plans, a monthly investment advisory fee is paid to Human Interest Advisors (HIA) of 0.01% of plan assets when HIA acts as a 3(38) fiduciary, or 0.018% when acting as a 3(21) fiduciary. A separate fee for recordkeeping services and custody-related expenses is paid to Human Interest Inc. (HII) of 0.05% of plan assets. Asset-based fees are deducted monthly from the employee's account according to the HII Terms of Service and HIA Terms of Service. All prices are exclusive of applicable taxes. If the plan sponsor elects to hire an external investment advisor, the plan sponsor will pay such advisor as agreed between the plan sponsor and advisor. For more information, please see our pricing page.

As of 12/31/2025, figure represents the weighted average of monthly fund net expenses (“expense ratio”) for participants in new 401(k) plans launched after 8/4/25 and invested in Human Interest Advisors’ Model Portfolios (“Models”). The weighted average monthly expense ratio for participants invested in Models within 403(b) plans ranges from 0.005-0.006%. Provided for illustrative purposes only. Actual, average fund expenses a participant experiences vary based on the specific Model selected, allocation changes to Models, whether participants opt out of Models and choose their own investments and allocations, or allocation drift, especially in volatile markets. Model allocations and underlying fund expenses are subject to change. Before investing, carefully review the fund’s prospectus, factsheet, and/or participant fee disclosure, which includes, among other things, a description of fees and expenses a fund will charge.