Letter from the Human Interest Founders

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    We have a retirement crisis that’s only going to get worse. There are two fundamental issues that need to be addressed to support long-term improvement. First, administering a 401(k) plan is too difficult and time-consuming for employers, particularly small businesses. Second, employees who do have 401(k)s are stuck with excessive fees and a lack of information that prevents them from making informed investment decisions. It’s no surprise that half of working Americans don’t have access to a 401(k), and those that do aren’t saving enough or investing wisely.

    At Human Interest, we offer a much-needed alternative. We believe it should be painless for any employer to set up and run a 401(k), and employees should easily be able to make sound financial decisions about their futures. We’re fiduciaries — this means we have no conflict of interest with our clients and we accept no kickbacks from any of the funds we recommend. By developing the best-in-class technology and committing ourselves to serving employees first, we’re bringing a modern and responsible approach to retirement savings.

    We’re humbled by the amazing companies and employees currently using Human Interest but there’s so much more that we need and want to do. We want to become a service that people rely on for planning and making decisions about their financial futures. As a financial services provider, we believe that we have a moral responsibility to make more accessible the types of products, services, and information that will enable every person to have the opportunity for a secure financial future.

    We’re excited about the future of financial literacy and Human Interest’s part in making this happen. Thank you for your continued support!

    Human Interest Founders Roger Lee and Paul Sawaya

    We believe that everyone deserves access to a secure financial future, which is why we make it easy to provide a 401(k) to your employees. Human Interest offers a low-cost 401(k) with automated administration, built-in investment education, and integration with leading payroll providers.

    Looking for a full-service 401(k)?

    Human Interest is the 401(k) provider for small and medium-sized businesses.

    Talk to a consultant

    Small and medium businesses can be prepared, too.

    Start a great retirement benefit for less than the cost of one employee's health insurance1


    The content in this blog post has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction. Human Interest's investment advisory services are provided by Human Interest Advisors, LLC, an SEC-Registered Investment Adviser. Investing involves risk and may result in loss. Past performance is no guarantee of future results, and expected returns may not reflect actual future performance.