Letter from the Human Interest Founders

We have a retirement crisis that’s only going to get worse. There are two fundamental issues that need to be addressed to support long-term improvement. First, administering a 401(k) plan is too difficult and time-consuming for employers, particularly small businesses. Second, employees who do have 401(k)s are stuck with excessive fees and a lack of information that prevents them from making informed investment decisions. It’s no surprise that half of working Americans don’t have access to a 401(k), and those that do aren’t saving enough or investing wisely.

At Human Interest, we offer a much-needed alternative. We believe it should be painless for any employer to set up and run a 401(k), and employees should easily be able to make sound financial decisions about their futures. We’re fiduciaries — this means we have no conflict of interest with our clients and we accept no kickbacks from any of the funds we recommend. By developing the best-in-class technology and committing ourselves to serving employees first, we’re bringing a modern and responsible approach to retirement savings.

We’re humbled by the amazing companies and employees currently using Human Interest but there’s so much more that we need and want to do. We want to become a service that people rely on for planning and making decisions about their financial futures. As a financial services provider, we believe that we have a moral responsibility to make more accessible the types of products, services, and information that will enable every person to have the opportunity for a secure financial future.

We’re excited about the future of financial literacy and Human Interest’s part in making this happen. Thank you for your continued support!

Human Interest Founders Roger Lee and Paul Sawaya