LAST REVIEWED Mar 16 2021 6 MIN READ
By The Human Interest Team
We heard you!
Human Interest exists to make it easier to start offering a 401(k)—but that’s not all. We know that having access to a way to save for retirement is necessary but not sufficient to get people on their way to a financially secure future.
That’s why we’re responding to the requests from our customers to offer additional resources that can help make it easy for their employees to save and navigate the decades-long journey to retirement. The Human Interest Learning Center is our new hub for financial wellness for both employers and employees. We’ve developed these resources based on both best practices from behavioral science and proprietary research on small and medium-sized business employees.
What’s on the Learning Center?
A hub for admins!
Here you’ll find resources for you, including calculators and thought leadership reports.
New resources will be added every quarter
It’s available to you and your team anytime
Be sure to look at the Resources for your employees.
Have someone asking what a divorce means for their 401(k)?
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A hub for your employees!
This is where you and your team can find the basics on how to get started with a 401(k), how to invest, and an interactive glossary of common retirement industry terms broken down into everyday language.
Stay tuned for more: We’ll have quarterly content releases with new interactive tools, new guides, and new features. Have an idea for something you’d like to see? Share it with our financial wellness team: [email protected]
>> Sign up for early access to our upcoming Retirement Roadmap newsletter—and get the latest news and updates in your inbox when it launches.
Why did we build a Learning Center?
Because we’re investing in your financial wellness. Our company exists because we want to solve the retirement savings crisis so that everyone can achieve financial independence.
While a lot of people throw around the term “financial wellness,” what does that even mean? Is it about being rich, having a certain amount of money in your bank account, or being a “401(k) millionaire”? To date, there’s no clear definition or consensus in the financial industry about what financial wellness is. That’s why we asked employees around the country!
Financial wellness means not feeling stressed about money
We conducted a national survey of 1,800 employees who work for small and medium-sized businesses nationwide, including people of all ages, in all industries, and all states. To get a clear definition of what financial wellness means, we asked them.
Source: A New Era of Retirement, 2020
As you can see, the results revealed five pillars that define what financial wellness means to people across the country. Here they are:
Source: A New Era of Retirement, 2020
A Learning Center: A benefit to your team
An employer-provided retirement plan is the number one reason why people start saving for retirement. And, another survey found that 63% of retirees wished they knew more about savings and investments while they were working. Our Learning Center will help guide your employees on the path to financial independence—so that you can focus on your business.
We structured our content based on the financial wellness framework (i.e., what’s top of mind for SMB employees nationwide) so your team feels empowered and educated to take full advantage of your employer-provided benefits. Ultimately, we want this to be a resource for you and your employees.
Have a suggestion for a topic? Share it with [email protected]
Helping you navigate 401(k) plan administration—and making it easy for you and your team to save for retirement
At Human Interest, we make it easy to start a 401(k) plan. We’re also working to make the decades-long journey to retirement easier for you and your employees. Our Learning Center is the newest tool to support you in this journey.
What are you waiting for?
Go to the Learning Center
The Human Interest Team
We believe that everyone deserves access to a secure financial future, which is why we make it easy to provide a 401(k) to your employees. Human Interest offers a low-cost 401(k) with automated administration, built-in investment advising, and integration with leading payroll providers.