401(k) plans for small business owners.
You can get a customized, full-service 401(k) plan for $120 per month + $5 per employee per month.
401(K) PLANS FOR SMALL BUSINESS OWNERS
Focus on running your business. Not your 401(k) plan.
Reduce manual work: Integration with 500+ payroll providers streamlines essential tasks.1
Easy to start, easy to use: Admin dashboards provide insight into plan participation, reporting, and more.
Automate administration: Recordkeeping, compliance, and select fiduciary services—all included.
COMPLETE 401(K) SOLUTION FOR SMALL BUSINESS OWNERS
Get an affordable, full-service 401(k). Trusted by 25,000+ SMBs.
Customize your plan: Flexible plan design—including matching and vesting options—to meet your needs.
Remain compliant: Human Interest can act as your 3(16) fiduciary to limit liability.
Ongoing support: Dedicated account managers oversee your set-up process and can support your plan.
See the true costs of your 401(k) plan after tax credits
Employers may be eligible to receive tax credits up to $16,500 for starting a new 401(k) plan with auto-enroll.2
HELP EMPLOYEES SAVE FOR THE FUTURE
Give your employees the 401(k) they deserve.
Easy onboarding: Employees can sign up in minutes—no paperwork, no confusion.
Easy-to-navigate dashboard: Employees can quickly check balances and update preferences.
Built-in education: Enrollment webinars and online resources help employees get the most from plans.
A 401(k) may be more affordable than you think.
Human Interest plans come with transparent pricing—and zero transaction fees.
Monthly pricing starting at only:
base fee
per eligible employee
An investment advisory fee is paid to Human Interest Advisors (HIA) of 0.01% of plan assets and a separate fee for recordkeeping services and custody-related expenses is paid to Human Interest Inc. (HII) of 0.05% of plan assets. Both fees are deducted on a monthly basis from the employee's account according to the HII and HIA Terms of Service. All prices are exclusive of applicable taxes. If the plan sponsor elects to hire an external investment advisor, the plan sponsor will pay such advisor as agreed between the plan sponsor and advisor. For more information, please see our pricing page.
A 401(k) is the most-wanted benefit, after health insurance3
Start your 401(k) in a few easy steps
Get StartedSee what customers are saying about our software on G2
Hear how a Human Interest 401(k) or 403(b) can make a difference for your business
through honest reviews from our customers.
G2 Rating of 4.2 as of 04/11/2024. Ratings fluctuate in real-time. Visit G2 for most recent rating. Human Interest solicited clients for G2 reviews in exchange for a nominal gift card. A higher nominal value offered for non-anonymous testimonials. Active solicitation and financial incentives will make a customer more likely to portray Human Interest favorably. Testimonials may not be representative of the experience of others and past success does not guarantee future results. Read our full disclosures here.
Start your 401(k) in as little as 10 minutes
1
Provide your information
Enter basic details
2
Customize your plan
Choose from flexible designs
3
Launch your 401(k) plan
We'll connect & launch your plan
