Individual Retirement Account
Invest in your future with an IRA.
Roll over your 401(k) or set up a new account with Human Interest in minutes — and keep more of your money with zero transaction fees.1
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Your personal pathway to retirement
Your individual retirement account (IRA) is all about you. It’s not anchored to a specific employer like a 401(k), meaning it offers greater adaptability on your long journey to retirement.
An IRA provides flexibility to tailor your retirement savings to your unique goals—whether you're just getting started or have been saving for years.
How It Works
Set up your IRA in minutes
You can now roll over funds from existing retirement accounts directly into your Human Interest IRA™.
Create an IRA account
Fund your account by rolling over your 401(k) or connecting your bank account
Continue on your retirement savings journey with Human Interest
Transparent pricing
The annual fee is pulled directly from your account for easy bill management. No surprises with your pricing since Human Interest never charges for transactions or hidden fees.
$8/month, billed annually
0.06% asset-based fee, billed monthly
Roll over your 401(k) with peace of mind
Don't leave your 401(k) behind. If you're transitioning from an employer who partnered with Human Interest for your 401(k), you can effortlessly move your funds to an IRA.
Roll over your 401(k) into either a Roth or traditional IRA account
Let us handle the complexities, so you can focus on your next venture
Be in control of your retirement funds right after your transition
Choose the IRA that’s right for you
IRA the Human Interest way
Low-cost investment options
Human Interest’s IRA™ offers diversification, low-cost funds, and a long-term strategy.
No transaction fees
Human Interest never charges fees for rollovers, distributions, and trades.
Quick set up
Human Interest helps make it easy for participants to start saving right away.
