403(b)s

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Everyone deserves access to a secure financial future

We proudly serve 2,000 organizations, including nonprofits, associations, schools, churches, advocacy groups, and more.

Retirement benefits without the headache

We’ll take care of the administration, paperwork, and compliance so you can spend your time helping the people you serve.

Offer an affordable, easy-to-use retirement benefit in just a few easy steps.

Sign up

Complete company registration and other preliminary steps, such as establish an ACH connection to payroll.

Customize your plan

Work with your implementation manager to design your company’s plan, review and sign IRS plan documents, as well as review and approve census data.

Employees launch individual Human Interest accounts

Human Interest emails employees prompting them to sign up. We sent information to help employees learn about the plan, check balances, set up contributions, initiate rollovers, and use our built-in investing.

Ongoing support

Reach us by phone or email for support. Your dedicated account management team will be there to support you along the way, including setup and with every employee change.

Employer pricing

Plans start at $120 per month base fee + $4 per employee per month

Employee pricing

0.50% of account balance per year + 0.07% average fund fees.

403(b)s aren’t expensive anymore

With Human Interest, you get a 403(b) with…

Easy setup and dministration

Our plans are easy to start and even easier to use. Sign up online in just a few steps.

Clear, affordable pricing

We offer a retirement savings plan for less than the cost of a single employee’s health insurance.1

Advanced features

Administrative aspects, like enrollment, payroll sync*, and compliance are streamlined or automated.

Ongoing account support

Our account management team oversees setup and supports both plan administrators and employees.

Built-in investment advising

Get investment advice with through our SEC- Registered Investment Adviser.**

Low-cost investment options

Access low-cost Vanguard index funds from every major asset class and risk category.

*We integrate with more than 15 leading payroll providers to help eliminate the time-consuming and manual work of managing your 403(b).

**Investment advisory services are provided by Human Interest Advisors LLC, an SEC-Registered Investment Adviser.

We have your financial security and privacy top of mind

We offer bank-level security and encryption to protect data transfers from unauthorized access. We use state-of-the-art password hashing and encryption to protect personally identifiable information and will never sell your data to anyone.

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