Retirement plans for small and medium-sized businesses.

Retirement Plans Built for Small Business

Focus on running your business. We’ll help with your retirement plan.

Reduce manual work: Integration with 300+ payroll providers streamlines essential tasks.1

Easy to start, easy to use: Admin dashboards provide insight into plan participation, reporting, and more. 

Automate administration: Recordkeeping, compliance, and select fiduciary services—all included.

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The SMB 401(k) with the most payroll integrations2

We integrate with more than 400+ payroll providers.

Maximize Tax Savings for your business

A retirement plan may mean tax credits for your business

Eligible employers may be able to claim tax credits of up to $5,000/year, for three years, for the costs associated with setting up a new qualified retirement plan + $500/year for three years for setting up auto-enrollment.3

Calculate the cost of starting a 401(k)

A retirement plan may be more affordable than you think.

Human Interest makes it easy to offer retirement benefits, including a 401(k), 403(b), profit-sharing plan, or safe harbor plan.

Starting At


per month base fee


per eligible employee

Get Started

For information about Human Interest’s pricing, please refer to our pricing page, which describes the fees charged for administrative and advisory services. Fees for investment advisory services are billed according to the Terms of Service. A one-time setup fee of $499 may apply. Fees are typically up to 0.50% annually and include custody fees. Underlying mutual fund fees will also be charged. In the event that the plan sponsor wants to bring in a third-party advisor, the third-party advisor fee would be defined as part of a separate agreement.

Complete Retirement Plan Solution

Get an affordable, full-service retirement plan. Trusted by 10,000+ SMBs.

Customize your plan. Flexible plan design—including matching and vesting options—to meet your needs.

Remain compliant. Human Interest can act as your 3(16) fiduciary to limit liability. 

Ongoing support. Dedicated account managers oversee your set-up process and can support your plan.

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Give your employees the retirement benefit they deserve.

Sign up in minutes. Employees can sign up online—or on their phones—in less than five minutes.

Flexible investment options. Employees can choose model portfolios that automatically rebalance—or build their own lineup.

Built-in education. Enrollment webinars and online resources help your team get the most from plans.

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See what customers say

Kevin Cradock Builders Logo

The first time I saw the Human Interest website, I felt an immediate sense of trustworthiness. Everything just works.

Nancy Pichera

Business Manager at Kevin Cradock Builders

Easy Mile Fitness

For some employees, this is the first retirement benefit they’ve received through work and our employees are able to sign up and see the power and impact saving for retirement can have.

Peter Amato

CFO and Managing Partner at Easy Mile Fitness

CloudTrucks Logo

Our team had to be incredibly focused to achieve what we achieved this year. Being able to launch a great benefits package and then not give it a second thought was just what we needed. It allowed us to focus on what mattered.

Alison Hunter

Head of People Operations at CloudTrucks

Human Interest solicited clients for testimonials. Active solicitation may make a customer more likely to portray Human Interest favorably. Testimonials are unique to an individual, may not be representative of the experience of others, and past success does not guarantee future results. Read our full disclosures here.

Start your retirement plan in a few easy steps


Provide your information

Enter basic details


Customize your plan

Choose from flexible designs


Launch your plan

We'll connect & launch your plan



Refer to for a list of integrated payroll providers.


Human Interest, 2022.


Retirement Plans Startup Costs Tax Credit.