Reinventing
the 401(k).
Human Interest makes it easy and affordable to help your employees save for retirement.
Get Started

(K)ICKSTART EMPLOYEE SAVINGS
The first 401(k) with 3% cash back on contributions1
(k)ickstart™ your employees’ retirement with:
3% cash back on employee contributions (min. $100, max. $250), a special perk for those making $60,000 or less per year
Education in-product & in our (k)ickstart™ curriculum, a 10-part course designed to guide first-time savers on their financial journey
Award-winning customer service, enrollment webinars in Spanish & English, and a mobile-optimized experience

RUN YOUR BUSINESS, WE'LL HANDLE YOUR 401(k)
Finally, end-to-end administration
Human Interest takes the hassle out of managing your company’s 401(k). We sync to your payroll, process contributions, and handle all of your compliance testing and IRS paperwork.

CLEAR, AFFORDABLE PRICING
Zero transaction fees. Period.
Through dozens of sneaky, shady fees, other 401(k) providers can take advantage of you and your employees.
We don’t.
With us, you get affordable plans, low-cost funds, and absolutely no transaction fees.
401(k)s aren't expensive anymore
You can offer retirement benefits for less than the cost of one employee’s health insurance.2
Get Started15,000+ companies coast to coast
475,000+ employees covered by our plans
450+ payrolls, and more partners who we love

BUILT FOR YOU
Flexible, customized retirement plans
We offer Traditional and Roth 401(k)s, 403(b)s, safe harbor plans, and profit-sharing plans — we’ll help you figure out what’s right for you. Employers can customize matching and vesting options at no additional cost.

MODERN RETIREMENT BENEFITS
Easy to use interface
Your dashboard gives you a 360-degree view of your company plan, including employee participation and contribution reports. Employees can start saving in a few easy steps with our seamless onboarding and built-in investment education.